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Do I Qualify to Remove PIP Coverage Under Michigan Law?
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Do you want to know if you qualify to opt-out of PIP coverage on your auto insurance policy? Our owner explains in what situations you can remove this coverage. Watch now to learn more!
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TRANSCRIPTION:
"Based on health insurance two types of people can, those that are on Medicare Part A and Part B, you can then opt out of that coverage if you are covered through a standard personal work health plan, and that particular health plan meets the requirements to be considered a qualified health coverage plan, which means your deductible is less than $6,000 and the plan does not limit or exclude coverage to auto related injuries than that is considered a qualified health care plan. The Medicare is easy, you just send us your Medicare card. If it lists A and B on there, that's all that we need. If you have a qualified or another health care plan, you have to contact your health insurance provider. Ask them to provide you with a letter if it's qualified. And you would just simply state I'm looking into auto insurance. And I need to know if my health plan is qualified under Michigan State law. And if it is, they'll send you a letter, that letter we send into the auto insurance company and that validates that you can exclude that coverage."
LINKS:
TRANSCRIPTION:
"Based on health insurance two types of people can, those that are on Medicare Part A and Part B, you can then opt out of that coverage if you are covered through a standard personal work health plan, and that particular health plan meets the requirements to be considered a qualified health coverage plan, which means your deductible is less than $6,000 and the plan does not limit or exclude coverage to auto related injuries than that is considered a qualified health care plan. The Medicare is easy, you just send us your Medicare card. If it lists A and B on there, that's all that we need. If you have a qualified or another health care plan, you have to contact your health insurance provider. Ask them to provide you with a letter if it's qualified. And you would just simply state I'm looking into auto insurance. And I need to know if my health plan is qualified under Michigan State law. And if it is, they'll send you a letter, that letter we send into the auto insurance company and that validates that you can exclude that coverage."
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