Dave Ramsey’s Unforgettable Real Estate Calls

Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. In the first episode of this limited series, listen as Dave Ramsey answers some unforgettable real estate questions and learn what to avoid and how to do real estate the right way.

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[bcusaaus]

I didn’t think that first caller was ever going to get to the question

[peanutbutterisfu]

30:22 when my girlfriend was pregnant with our daughter she made me buy all this brand new top of the line stuff she was stressed out about not having everything and I was just trying to get her to understand we don’t need to spend $700 on a crib or $700 on a recliner or $300 on baby monitor or $1000 on a dresser because she’s a baby we’re not gonna use everything for very long let’s get the stuff that won’t be used much cheap or second hand but nope! We used the crib and baby monitor 3 times maybe because my daughter didn’t like it she slept in the baby bed that attached to our bed which was like 75 bucks. A $300 recliner from big lots would have been more comfortable. People don’t understand that ur newborn baby doesn’t need as much as u think and you don’t use many things for long so buying second hand is way smarter save the money for later.

[heathermetz]

0:25 “Getting back to God’s and Grandma’s ways of handling money.” Amen 🙏.

[trentslayton]

As a hvac tech they got screwed on that HVAC. most all brands have 5 year parts warranty out of box. No reason to replace

[jonograziosi]

the people that call in with problems making 300k lol

[arr]

that woman sounded like a sucker to me. I had my AC give out 3 years ago and hired a company to fix it. They told us that it couldnt be fixed and it was clear to me the person wasnt even a repairman but was a salessman. The same thing happened to my mother. We kicked them out of the house and found someone to fix it for $300 and it has been fine ever since. We got a quote on our floor repair and they said it was going to cost $1500 to repair one peice of wood that I know is only about $150 in materials I also told them to get out of my house. When someone quoted 100k to renovae my basement I found someone who did it for 30k including a new washroom. The main thing that I learned as a fairly new homeowner is that there is no shortage of people who want to take every dollar you have if you let them. There are also no shortage of repairpeople to get free quotes from so you need to do a better job figuring out how to value the work they are quoting you on. If you have nothing wrong with your home you can certainly find enough people who will tell you your house is falling down and tell you that if you give them everything you have they may be able to help you out.

[bangorcityflyer]

Im from the uk. First caller There is no way a bank here would loan money earning $130k for a 750k house with 10% deposit. Thats nuts!

[funshoidowu]

I love Dave and Dr. John's reaction and the responses to the Triplets.. Congrats Mitchell, Salt Lake City

[eandrgoodwin]

How is it that her two year old AC wasn’t under warranty?

[anthonykence]

Lady don't buy a house you cant afford period. Buy something that is less expensive 750k in expensive

[kelliconlan]

I 100% feel what Mitchell feels. I would have been in the same boat with him.

[shainecartwright]

I’m confused she makes 120, 000 gross? And has a mortgage for 750, 000? Or did I miss something?

[cassandrahuete]

The home repair lady needs a lawyer. A 2 year old house should not be falling apart like that

[DoctorSmartyPants]

To the triplet dude: no such word as boughten.

[kenneysmock]

Get a good 2nd opinion from a reliable hvac company before you go buying new units. I’ve seen so many new units being sold when a 20$ capacitor woulda fixed it.

[texasskygirl]

I sold the house that I had lived in for 20 years back in June of 2021. The market was nuts. I feel like I unloaded an albatrose and made a nice little profit. It was a modest garden home in North Dallas and I had 8 offers within the first few days. Put it on the market on June 2. Closed on June 28. It was nuts! So glad I got rid of it. I just lipsticked it and did nothing else. Moved into a nice modest apartment until I can figure out my next move. Homeownership is a lot of work and money. I finally feel like I can breathe. I love being able to "call maintenance".

[FAFO]

Tip for any home owner to never get in broke situations like that! Buy home warranty !!!! It will be like 50$ a month and they will fix hvac ac appliances plumbing and much more. All you pay 100$ deductible per claim thats it 👍 how in the F people don't have home warranty or don't know about it is stunning. I myself use america home shield and they considered the best in the industry. Dont confused with home insurance its different, you should have both. Your welcome 👊

[Candisa]

I don't understand these people... "I am buying a house I can't afford, " "I have a house I can't afford to keep up but it's worth a lot more than I have in it"... GET RID OF IT, you don't even have to cut your losses, you can walk away debt-free with money in the bank so buy something cheaper or rent for a while!
I wish I were in that situation some years ago.
I got suckered into a home that wasn't worth what I thought it was worth, and wasn't as good as I thought it was (I was 25 when I bought it, first home, lots of lessons learned), so when the problems appeared I didn't have the choice of walking away with money in the bank. My choices were either selling with debt or spending every cent I could scramble together to make it safe and eventually hopefully worth what I put in.
I chose the latter because I simply couldn't afford to rent ànd pay off tens of thousands in debt that had to be financed through consumer credit.

[shannonobrien]

Arlington Insane I wouldn't be able to rent a 250 sq ft place there with the best income Ive ever earned!

[josepimentel]

He shouldn't sell the duplex if one side would pay for the whole mortgage. I would just keep it and rent the other side which can pay for part of the new house mortgage too. He make good money as a insurance just in case one of the tenant stop paying rent. Even if that happens with one side paying the whole duplex he can still pay his new house mortgage.