Investing in Mutual Funds? DO NOT DO THIS!

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Most Mutual Fund investors, regardless of whether new or seasoned investors, use a simple shortcut to decide which fund to invest in. The shortcut - they look at the top funds and invest in them.

They identify these top funds based on the star ratings of the same and the past few year's returns. So a 5-star rated fund with good returns in the near future is all they see and invest in it.

But there is a problem with that. The problem is that top funds change every year. If you look at last 15 year data, you will see that if you would have keep jumping to each top fund of each year, every year, your overall returns would not be the top returns. In fact, you would have earned around 14% returns which would just beat the Sensex returns of 13.5%, AND you would have to pay an insane amount of taxes because of this jumping every year, so the actual returns would be even lower.

As a result of trying to chase top returns by jumping to best-performing funds, most investors ended up with returns that are almost what they would have gotten by investing in just an index fund.

Enter- ET Money Genius

ET Money Genius is a membership that gives investors differrent Mutual Fund portfolios for different investment horizons.

These portfolios invest in a mix of index funds of large cap, mid cap, small cap, international, along with debt, and gold index funds. These portfolios then, basis market conditions like inflation, and interest rates change the mix in a way that you earn better returns in all markets.

So you use index funds to earn returns that have been better than even the top performing funds. And what are those returns? If you invested in Genius’s High Growth Mutual Fund portfolio for any 7 years in the last 15 years, you would have earned 16.1% annual returns.

#mutualfunds #mutualfund #investing #unfinance

[unfinance]

ET Money Genius to get the best mutual funds-

[varunrana]

Wo app wale bhe history dek kr he btate hai mutual fund....🙂

[NamamParwani]

I've liked your videos so far and decided to check out this app. I spent 30 mins registering and understanding and taking the quiz. It is legit the worst financial application. No actual use and stupid recommendations. Expected more from you than just taking unnecessary promotions.

[Akshay-vquv]

Lol kaunse 5 ⭐ rated funds hai jo milke 6 % returns dete hai Bhai 😂😂

[ayushkumarchandra]

I feel like nowadays these so called influencers will do anything for money!

[Gaurav_]

Pichle itne salo se kaise krte app to abhi aya ? .. aur wo b wahi dekh te hain

[dummybusiness]

Pehle sab crypto Wale paid promotion karte the fir public ne crypto mein invest kiya aur loss mein hai abhi yeh et genius ka promotion kar rahe hai . Yeh sab milke hum public ko chutiya bane rahe hai

[Priyankabhaskar..]

To ap hi kyun ni bata dete portfolios, kyun membership kharidwa rhe ho

[Amitfale]

It's completely NOOB PERSON westing time