Before Getting A HELOC Loan Watch This

Searching for a HELOC loan? If you are your not alone. HELOC search demand is up as HELOC demand spikes as people seek to pay down debt or fix up homes to sell as housing market suffers. Are you looking for HELOC rates or current HELOC rate to see if you qualify for HELOC loan.

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[EconomicNinja]

Here is the 80% off link to the real estate crash course. If the link doesn't cost $199 then all of the links are gone:

[EdwardAnthony]

Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

[mommaoinnh]

Retired. No mortgage. Took out a HELOC to add a garage and apt over it. Will be renting out starting Aug. Use money to make more money! Not to owe more money!

[SirCarlosMusicBMI]

I did several HELOC Loans on my dream home and eventually lost it. I thought that the value in my home would only keep going up But oh how wrong I was!
I’m back on my feet and promised that I would never ever do that again.
Thank you Ninja
Blessings, Carlos ✝️🙏❤️😊🇺🇸

[taohio]

Used my HELOC to put a new roof on the house and garage. Got enough cash to pay it but don’t want to get thin. No other debt house cars all paid off.

[CBU-jv]

Borrow money against your home.
Its that simple, the banks goal is to either bury you in a lifetime of debt to them, or take the home.
Good luck folks!

[jeroldstokes]

THANKS. Just what I needed to watch. My wife and I got a 400k HELOC from our 780k primary home which we are still paying a mortgage for. I want to only use 200k for this new duplex down payment. I realized that the secret to making millions is making better investments and staying out of debt.
I'm grateful to GOD for the internet space, we were able to join the credit repair program, we payed up our debt and now we are back to being the administrators of our farming business and our own properties, as well as small pensions. I am almost 56, my wife is 52. We have started saving for retirement from the farm and maybe live off rental income, I would really appreciate it if you would do a video on how to earn using Airbnb and retire comfortably.

[catdeeann]

I have a $20k HELOC I applied for 8 years ago. I used it for several upgrades when my income decreased. It’s paid off and I no longer use it because of the higher interest rate associated with it. BTW: My home was paid off when I applied for the HELOC.

[markadler]

If you are a homeowner the absolute minimum amount of equity you should have is 50%. This will account for your home depreciating and still allow for you to pull equity out for an emergency situation.

[bbs]

People are getting HELOC loans due to pay bills like credit cards

[XavierIsraelMatamoros]

So glad I got my HELOC in early 2022 to take advantage of lower home improvement/construction costs when the crash comes.

[cjgray]

Oh hell no I’m going to put my house on the line

[hillsong]

HELOCs to pay off credit cards that most will turn around and charge back up in short order - never ending cycle. Nothing says "financially aware" like financing groceries, restaurants, fast food, streaming services over a 30 year period🤔😂😂🥴

[bearcubs]

no way, in this environment, would i take out a HELOC. even in good times, i probably wouldn't.

[markgotschall]

Home cost are through the roof here in Colorado, bought the home I live in now after the 2008 crash for 40% off for 159K, they say it is worth 430K today, paid it off 2 years ago, saving up my money for the next crash.

[vclazlo]

Home equity lending is not monolithic like first lien RE mortgages for which there’s a liquid secondary market. HELOCs and Closed-End HE Loans, if used prudently and with discipline, can be a good tool to get out of debt. Consumers should do their homework before taking one out.

[therooster]

Gas up 40 cents over night .
That’s a big jump at one time

[fee]

I thought banks were cutting back on HELOC's?

[anthonyj.]

There are those that only know how to work for money. Then there are those that have learned how to make their money work for them. They know the difference between an asset and a liability and know how to use a Heloc to increase income and net worth.

[richlc]

Spot on Ninja, Negative equity is bad news for the borrower & the smaller lender the big institutions are waiting to sweep up this time …