How to save on car insurance

You probably got the email or letter saying it’s time to pay your car insurance premium. You might glance to make sure the price hasn’t gone up too much. But it might be time to take a closer look or shop around for a better price.

We asked TDI’s car insurance experts questions about shopping for lower rates:

Do good drivers have lower rates?

If you haven’t had an accident or traffic ticket in a while, you might get a discount. Ask your current company if you can get a good driver discount.

How can I lower my car insurance rates?

Start by asking your current company if it can lower your rate. You might get a lower rate by reducing your coverage, changing your deductible, or getting a discount you’re not already getting. Learn more: How to avoid the most common insurance mistakes

What’s your best tip for shopping for a lower rate?

Shop around. The rate and discounts you’ll get are different from company to company.

Some companies offer low rates when switching to their policy.

Is the lowest rate always the best policy?

No. Look at the coverages and the coverage amounts. A cheaper policy might not offer the coverage you need to replace your car if it’s damaged or stolen.

00:00 How to save on car insurance
00:34 Do good drivers have lower rates?
00:50 How can I lower my car insurance rates?
01:15 What’s the best tip for shopping for a lower car insurance rate?

#CarInsurance #AutoInsurance #InsuranceShopping