Heres an easy way to budget and plan for a mortgage

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Heres an easy way to budget and plan for a mortgage. Note the 0.28 is the debt to income ratio used by majority of banks and lenders.
  1. Wealth By Michael
  2. affordability housing
  3. au housing market
  4. aus housing
  5. australia affordable housing
  6. australian housing market
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Комментарии
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Maybe 4 years ago this math would work. GL with that today🎉

FrstyPage
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Yeah this number is still very high. My mortgage with my wife is half this number..

naception
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Yea right.... According to this i should have a 2800 mortgage per month... Actually i have a 1900 a month mortgage... Br responsible people. Live beneath your means. Wealth doesnt bring happiness, options in life do. In other words, to be happy, you dont need money to by happiness... You only need money to by options.

RufioReed
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No problem. Live in Guatemala and commute for your job.

genuineimpulse
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People…I’m offering advice from what I’ve experienced.. buy a smaller home, it’s still yours and you will love it when you make it your own..don’t stretch too far, you need a life outside of big payments..

pcpilot
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Imagine telling this to people in the 60’s- they would lose their minds

YouWinWhenYouWalkAway
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I did my gross per week, I can afford 14 dollars... guess I'll be in the basement a little longer

jamesphillips
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My mortgage should be no more than 3000???? Yeah right lol. I can’t afford that.

codyamrhein
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With 2 incomes it's possible. How the fuck are you supposed to afford a morgage these days by yourself... I make 70k a years and I can barely afford a 200k house and idk if yall seen what a 200k house looks like these day

ativanob
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1990's math before common core wokeness: your mortgage should not be more than 28% of your take home pay and your mortgage plus loans and credit cards should not be more than 36% of your take home pay.

Christian-cwmp
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What a dumb formula, so my mortgage payment should be £5k a month, not a chance! That sort of money buys a house where there is to many toilets to take a dump in!

DuraceBunny
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That's more than twice what I pay without adding my wife. Did you just get your first house and now are telling people how to do it?

dookie