How to Fix BAD Credit...FAST!

Having BAD Credit can seriously affect buying a home, car, boat or other purchases that require a loan and further, a pulling of credit. In this video I list the things that have great power over your credit score, and of course how to fix these to get results ASAP and ultimately improve your credit score.

I've linked some sites below that will help you fix bad credit.

Free Credit Report Sites🌐

Need a Real Estate Agent/Mortgage Lender in Your Area? CLICK HERE

WATCH NEXT👀

Biggest Mistakes When Buying a Home❌

Get Great Credit Fast🔨
If you want to learn how to repair your credit fast YOU should follow these credit score tips.

In need of a credit card to fix bad credit? I highly recommend using the
Discover it® Secured Credit Card. This card is top-rated in terms of bad credit cards for people with low scores who intend to repair their credit.

If you enjoyed this video make sure to leave a LIKE and COMMENT down below if you have any questions!

WHY Does Credit Matter So Much?
- Credit is the single most important part to obtaining Large-Ticket Items Ex: Home, Car, Boat, Office Building. (Unless of course you can pay cash for all large purchases)
- Lenders pull your credit to ensure that they are loaning money to someone that can pay it off.
- So if you have BAD credit or no CREDIT odds are you will be denied a loan.

Stolen IDENTITY?
- AVOID CREDIT SWEEPS!!!!!! (Expert Credit Sweeps)
- Credit Sweeps are illegitimate and in most areas ILLEGAL.
INSTEAD
- Place a FRAUD ALERT on your Credit Reports
- File an IDENTITY THEFT REPORT
- CLOSE Accounts that have been affected.
- Dispute any fradulent charges with the Credit Bureaus
- Consult Credit Repair Business
See credit repair cloud

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*DISCLAIMER* The contents of this video are for strictly educational and entertainment purposes. This video is not intended to provide financial, accounting, tax, or legal advice. For financial or legal advice consult with financial advisor or lawyer.

[TheRealWayneTurner]

Make sure to put any questions you have down below!!!

[joshuaderstine]

People don't realize how easy it is to get stuff off your credit report even if it's mostly truthful.
There's an overwhelming amount of information on YouTube showing people how.
It takes time and persistence but it is easy.

[Elsa.]

I'm with Wayne, I Highly recommend the HIGHEST interest rate FIRST. That helped me get ahead big time. Love your sound affects & photo shops Wayne 😂❤

[ellapantoja]

I’m so grateful for all of your videos. I’m trying to raise my score right now. I made a huge mistake which I own up to wish me well. I literally asked them to lower my interest rate. They told me I either had to take out another credit card that has zero interest rate if I qualified. Or I have to work with debt education and let them close my account.

[SarahStuff-pu]

To much credit really is not an issue, utilized credit is the issue.

[camlaglam]

Once again great knowledge thank you so much the Turner ❤❤❤❤❤

[UniversalTitleHere]

Great video and information! Your walk and talk style really works best for you imho; kinesthetic thinker.

Again, great video, and you've come a long way! Please cover some of this "desktop" info in your walk and talks!

...oh and please lmk if you recommend anyone for the eastern suburbs of Nashville!

[debbieanderson]

I really enjoy your videos- very informative- thank you

[doloresamaya]

Thank you for your valuable information

[JerryPinkas]

Excellent helpful information Wayne! Really good info on raising your credit score.

[dfdqueen]

Thank you Wayne this is excellent information ❤

[SamMillerSells]

Wayne, Great information and I enjoyed seeing the fun side of dealing with improving your credit - Sam

[LorraineKrueger-ob]

Is there a way to get rid of a lien removed from a foreclosed house?

[justinchamberlain]

9:10 I had to write a 30 day late notice..

[beachdweller]

Just a little caveat here. When you use free credit report or other free agencies, the transunion and experian scores are boosted up to various degrees. When the mortgage company pulls your score, your scores will often be less.

[thomasszymanskisr]

Hi wayne, I've had a very bad year 2022/23 wife passed last yr. Trying to pay everything, did ok till 4 mo.ago, all fell apart going to bankruptcy, don't want to have to.at the time we looked a tract of land in s.c. don't know if this is going be denied any advice

[RD-tutd]

Theoretically if you had 8 or 9 open cards only 2 or 3 with 30% usage or less and the rest with less than $10 just showing activity, how would this negatively affect the score?

[LorraineKrueger-ob]

Third party debt collection is illegal from what I read.

[larrylucas]

I'm doing just what you're saying. So, this time next year I'll be calling you to help me find a home. Thanks and talk to ya later!

[loisthomas]

Can you buy property if you own a house, and have only 1, 000 down?