Why You Should Never Stop Using Your Credit Card

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✅ Credit cards are often seen as a necessary evil. Many people view them as being nothing more than a tool for getting into debt. However, credit cards can actually be quite helpful if used correctly.

For one thing, they can help you build your credit score. A good credit score is essential for getting loans, renting an apartment, and even landing a job. Credit cards can also help you keep track of your spending. It's easy to lose track of how much money you're spending when you're using cash. With a credit card, you can always see exactly how much you've spent and where your money is going. Finally, credit cards offer protection against fraud. If your card is lost or stolen, you can usually get your money back. So there are actually some good reasons to use a credit card. Just be sure to use it responsibly.

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⏰ TIMESTAMPS
0:00 Why You Should Never Stop Using Your Credit Card
1:36 What Happens If I Stop Using The Credit Card?
2:10 What Makes The FICO Score?
3:30 The 30% Rule For Credit Cards
4:36 Does Closing a Credit Line Affect My FICO Score?
6:30 Does The Length Affect My Credit History?
7:48 How To Use Credit Cards Properly?

📄 DISCLAIMER
***DISCLAIMER: THIS VIDEO IS FOR INFORMATIONAL AND ILLUSTRATIONAL PURPOSES BASED ON THE INDIVIDUAL EXPERIENCES OF THE PRESENTER. EVERY SITUATION IS DIFFERENT AND YOUR RESULTS MAY DIFFER. YOU SHOULD ANALYZE THE RISKS ACCORDINGLY BEFORE PROCEEDING TO TAKE ACTION***

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