What Is Liability Coverage? Home Insurance Coverage E | Clovered

Personal liability coverage within your home insurance policy can be there to bail you and your family out on many occasions.

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Sayonara, old friend! You’re on your own this time.

Home Insurance Coverage E: What Is Liability Coverage?

As humans, we’re prone to accidents. And if an accident occurs on your property, another person is injured and you’re then found liable, you could be legally obligated to pay for their medical bills and, if they decide to sue you, any related attorney fees as well.

Liability coverage can be there to bail you and your family out on many occasions that may otherwise be extremely damaging to your financial well being.

Liability coverage protects you and your family by covering those expenses up to your policy’s maximum, which usually caps out at $100,000 to $1 million per incident.

If you have a dog or a pool on your property, you may want to opt for higher coverage since both are known to cause expensive accidents.