Most Canadians DO NOT Know This…

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  1. New Money Nate
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They do a similar thing in the states. Your federal loans are assigned to a private company, i think nelnet is doing it now, and they take your payment and apply it to your loans. But they do it in a way that your smallest, lowest interest loans are being paid first while the bigger loans with higher interest sit there to accrue more and more interest. You have to specifically make payments on those first to lower your overall payments. You can make on time payments for a year and still owe the same amount. Its disgusting

RoyalReyna
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This is province specific advice by the way. Good to get this out there though because it's important. Everyone can do this It's just that some provinces make it harder because they put the payments together, whereas in others it's two separate payments

stevecatpatrick
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So, his advice is to just pay the loan?

jaycue