How Much It ACTUALLY Costs To Buy A House!

☞ My name is Ariel and I’m a Canadian writer, poet, and YouTuber. I organize my shelves by genre and then colour and my favourite book is Animal Farm. I've been making bookish content online for over 8 years and love spreading a love of reading through videos, panels, articles, and more! Think we could make something cool together? Send me an email!

☞ Thanks for watching! ☜

[glwinginthedark]

Props for talking about this publicly! This is just one of the things nobody really teaches you, so thank you for sharing this experience with us

[lasaves]

The Canadian pronunciation of "house" is so satisfying, I love it!

[kokobibi]

am i the only one who feels like buying an old house after ariel’s videos?

[ray_ayy]

Ngl, as a starving art student, all this house content is giving me life. Vicarious life, but still life.

[JordanThatblondegirl]

Yes, real estate agents don’t cost you any extra! I did not know this until my mom became a real estate agent, and now I tell all my friends to get one any time they’re moving bc it’s SO HELPFUL to have someone find places for you, especially when you’re a young 20 something with no experience in doing that.

[lindakaneshiro]

The beginning of the video kinda gave me Coraline vibes, am I the only one feeling this?
P.S.: Ariel, we need more art hauls please!!

[hannahfraser]

When we bought our house back in November I learned that buying a house is not as complicated as I thought it would be. I wish someone would have taught me that, I may have only been 20 but that is something we should be told. Now we have both explained it to almost all of our friends so they know it they want to go that route. It is so nice to have our own place.

[wabiiiii]

Am I Canadian? No, I'm from Argentina.
Do I own a house? Yes.
Am I planning to remodel? No
Do you remember Ariel every time you open GR? Yes.
Can you even buy the books Ariel recommends? No.
Are you subscribed? OF COURSE!

[clarabellanger]

Ariel I can't thank you enough for being so transparent and honest about the costs of your house ! I am only 22, but I am already trying to save up to buy a house in the future and all the info you shared is incredibly useful ! Thank you so much xx

[emilycurnow]

I am amazed how cheap your home was. In the UK its very difficult to find even a small property for under £200, 000. Its wonderful having your own home. I'm very much enjoying your videos. Than you

[gardenglam]

Ariel, this is an important video. You are so lucky to have found your amazing house! Even with its’ foibles—-YOU get to decide its’ future! I love your house! You are right that a lot of people don’t know all these things when approaching home ownership. I bought a modest little cottage home many years ago and didn’t know anything much about the specifics of buying a home. I had a bank and I had a lawyer. I would have appreciated something like this video to inform me back then. You are doing great!

[itsyagirlchelsc]

You explaining a mortgage broker has just made my heart feel about 10, 000 times lighter. To me, the scariest thing is figuring out how much my fiancé and I can afford, as my credit is much wonkier than his. Thank you so so much for your vulnerability. You’re absolutely right, the world should be more transparent with regards to finances.

[bluestars]

I really appreciate you going over this information!! I wish they had a “how to buy a house” class in school because it seems so complicated to go about it without any prior knowledge 😭

[Kitkatrey]

My oldest brother was in college for architecture and he told me his professor told all of them in their first lecture “no matter where are right now in your life, buy a house. Buy what you can afford, learn from it and learn fixing it. It is the best gift of equity and wealth you can give your future self. It will not be the home of your best dreams, but it will be yours and that is how you get to the home of your dreams.”
Kudos to your doing it as well at this age.

[itsGabrielaCristina]

For US-based buyers I can’t recommend enough the channel Win The House You Love. Top notch information

[debweissler]

This was straight to the point, but one caveat: just because you can save it or even have enough to cover the purchase costs, you must also have a steady income to pay the mortgage, the utilities, the yearly taxes and insurance, repairs & upkeep & household expenses ( food, gas, car insurance, cable/internet service, medical insurance/bills, vet bills, etc). It’s never ending! But so rewarding!!

[DeeDeeCatMom]

Ariel is putting great information out there for the masses! Just remember everyone, though, that you may not find a 65000$ house, and so costs will be accordingly more the more expensive the house (everything that's % wise calculated, like down payment and tax... Fees and inspections will be approximately the same!).

[helenmartin]

My son and I are sick of paying other people’s mortgage, am about to get a ‘notice to vacate’ as the landlord is selling our unit from under us! Time to bite that bullet and invest our own money! I was under the impression that we pay estate agents too, but it makes sense that the seller pays. I’m looking forward to our new adventure!

[jenniferlagtapon]

Hi. I am an Real Estate agent in Ontario, Canada. To clarify 1st time buyers will get a credit of $4000 towards their land transfer tax. Anything over that amount, the buyer (doesn't matter if first time buyers or not) will have to pay. The Land Transfer Tax is a % of the sold amount.

[feezlfuzzl]

My mom says that when she and my dad were trying to buy a house, in 1991 in Oregon, they found one that was only $10, 000, but literally COULD NOT get any bank to loan them that little. They were told, "You can afford more, " and denied. My grandparents could afford to help them but didn't. They literally had to buy something more expensive.