Don't Miss Out: BEST LIFETIME ISA Providers for 2023

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★★ ABOUT US ★★

MARY:

I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)

KEN:

I'm a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.

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Massive thanks for watching and following our channel :) ♥

★★ TIME STAMPS ★★
0:00 - Intro
1:22 - What is a Lifetime ISA?
2:56 - Cash LISA vs Stocks & Shares LISA?
4:11 - 4 Best Stocks and Shares LISAs
9:27 - 5 Things To Do Before Choosing a LISA
11:38 - 4 Best Cash LISAs
13:02 - Conclusion

Best, Ken and Mary

#lifetimeisa #stocksandshares #savingmoney


★★ WHAT THIS VIDEO IS ABOUT★★

Don't Miss Out: BEST LIFETIME ISA Providers for 2023

[_sarcasmiss]

Im starting my new life in UK ans I want to be wise about my money. Thank you for these videos. I am learning a lot.

[AmyAllways]

For once the algorithm was perfect! Was literally thinking of what LISA to choose from and your video popped up with brilliant timing. What a concise yet detailed guide. Thank you

[guye]

It’s criminal that there’s no mention of Dodl by AJ Bell’s Lifetime ISA. This is by far the best DIY LISA on the market for those who want variety with commission-free.

[Kaizen]

Just the vid I was looking for at this time of the year! Out of curiosity, is Dodl not a decent LISA option too? Sure, they seem limited on stocks options but appear cheaper and being related to AJ Bell seems like a positive to me.

[gabrielamenyanu]

You are answering all the questions on my mind. Great job

[roberttaylor]

Hi @The Humble Penny, will you earn AER interest on top of the government bonus or will you not earn anything over the £1000 bonus?

[gracealine]

Hi Ken,
Please do stock and share ISA provider . Thanks

[magnoliabrown]

Thank you for the video Ken.

I have question please: Can the holder of a LISA nominate someone to inherit the funds in the even they should pass away before their 60th birthday ?

[lauryn]

I’m planning to buy a house within the next 5-6 years. I heard you say a cash LISA would be the better investment but I’m still not quite sure as there wasn’t much evaluation (no blame to you as this wasn’t the point of the video). Would I be able to find more information on this in another video?

[motoo]

Can you invest in a LISA and stokes and share LISA at the same time ?

[samuelwesiah]

Insightful. I currently have a stock and shares ISA with Vanguard. Is it possible to transfer this to a lifetime ISA with any of these providers?

[msarros]

HL LISA platform charges have dropped to 0.25% from 0.45% this year.