Fixed Deposit Explain in Hindi | By Ishan

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#Fixed_Deposit Explain in Hindi | By Ishan

A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

How long will it take to #double_my_money?: This is very simple rule. Simply divide 72 by the Annual Interest Rate and this is the time it will take you to double up your money.

Suppose you wish to invest in Bank Fixed Deposit at interest rate of 8% p.a. than according to Rule 72 your invested money will be doubled in 72/8 = 9 years. This means if you invest Rs.1 lakh in Bank Fixed today than you will get Rs.2 lakhs if you stay invested for 9 years

How does a fixed deposit work?: A fixed deposit is an investment in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period. Each tenure comes with a fixed interest rate. The fixed deposit interest rates go higher than the standard rate if you invest a larger sum of money for a longer period.

Minimum amount. The minimum amount accepted for fixed/short deposit is Rs.1,000/- for a period of 15 days and above and minimum of Rs.100 lacs and above for a minimum period of 7 days.

What are the benefits of a fixed deposit?: For premature withdrawals, banks may charge you a small penalty. Saving Habit – Fixed Deposits help people in developing a habit of saving money. When you invest a certain amount in FD, that amount cannot be used until you withdraw it or maturity. These are some of the benefits of investing in fixed deposits.

Is Fixed Deposit good?: Most people are unaware that fixed deposits (FD) is the most reliable investment avenue with excellent returns in the longer period. Fixed deposit interest rates are higher, as compared to savings account rates. This is because the invested amount is locked-in for a specified time period before its maturity.

What happens when fixed deposit matures?: After maturity: A fixed deposits get renewed automatically if not withdrawn on maturity or the interest rate of savings account is paid for period after maturity. Therefore, while opening an FD, you have 2 options: After maturity the amount be transferred to a specific savings bank account.

Can I get monthly interest on FD?: Interest paid on a fixed deposit is paid either monthly or quarterly according to the investor's choice. So if you invest Rs 3 lakhs in a one year fixed deposit which pays 8 per cent you can earn Rs 2,000 of interest every month or Rs 6,000 of interest every quarter

Is FD tax free?: The interest earned under an FD is taxable under "income from other sources". The amount invested under 80C of the Income Tax Act is exempt but interest earned under such investments is taxable. It means if the interest earned from a company deposit exceeds R 5,000, the investor is liable for a TDS it.

Are fixed deposits safe?: Bank Fixed Deposits (FDs) are generally safe investments because FDs up to Rs 1 lakh are insured under the Deposit Insurance & Credit Guarantee Scheme of India. FAQs: Are Bank Fixed Deposits (FDs) safe? Are banks the only institution that offers fixed deposit?

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[scorpian]

हिंदी में एक और सीरियस चैनल देखने को मिला। धन्यवाद।
फिक्स्ड डिपाजिट सबसे सुरक्षित निवेश है, ये बात और है, ये मुद्रा-स्फीति से पार नही पाता।

[lifeisgreat]

आपकी बातें स्पस्ट और साफ़ साफ़ होती हैं समझने में बहुत आसानी होती है।

[godmegodess]

बहुत अच्छा video है👌👌👌👍👍👍
मेरे जैसो को आराम से समझ आ जाए
ऐसे ही video बनाते रहो
Keep it up 👍👍👍

[NoorMohammad-cbcm]

Bhai aappka channel youtube pe sabse best hai allah aapko tarakki de jis se aap hame aisi hi aur bahut saari jaankari do 😉😉👍👍👍

[RajaKumar-sdmd]

Bhade bhai ek number yrr aapke samjhane ka tarika bohott sandar hai

[bjrsintertenment]

सर आप knowlage बहुत अच्छा देते है thanku sir

[deepaksingh]

Salute hai sir aap koo ek topic par aap A to z clear kar ke video bnaate hoo ache tareke se samjaate hoo par aap ke comment box main dekh rahaa thaa ki aap jwaab nehi dete

[vkrawat]

Aap ki baate to samj me bhaut acchi aati hai,

[pankajsinghrawat]

*Sir you are the best YouTuber your way of explanation and presentation is very simple for every viewer.Keep it up.We are always with you😊😊😊*

[tejveersingh]

Sir Aap bahut hi sateek jankari dete hai god Aapko salamat rakhe

[jagatpalthefire]

Bahut bahut dhanyavad sir aapka aapka knowledge adbhut hai...

[rockykirad]

Thanks you bhai mujhe pta nhi tha fd ka pura matlab 🙏

[terabhaiprince]

Sir apka video dekhne ke baad sara daut clear ho jata hai thanks sir
And mai apka big fan

[MohitSaini-osyi]

Are badiya yr, bht nek kaam kiya bht s logo ki aapne help kar di is video k jariye✅ Great Informative video in simple words 👌🏻🥰🥰🔥 Thank you dil se 🤍

[prakashchaudhari]

U r the only u tuber whose video profitable for viewer... otherwise rest of mobile phone marketing u tuber totally waste viewer money and make viewer fool

[amitgauhar]

आपका बताया हुआ बहुत अच्छा समझ आता है, Best fd interest calculator kon sa h...???

[Montyrajput-xcgn]

Thanks 👍 bhai aapane acche jankari Di bhai thanks, 👍👍👍👍👍👍👍👍👍👍👍

[ManmohanSingh-vvwc]

Apko hum bhakwan k rup me dekhte hai... great sir god bles you

[LearningtoEarning-fb]

Aise hi video banate rahiyega ishan sir

[BalwinderSingh-hjrd]

Sir aap best ho aap badiyaa jaankari dete ho ~♥~