Goals, Budget & Health Challenge for OCTOBER MONTHLY RESET

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I've been enjoying monthly reset videos - talking through things helps me reset and get back on track!

So excited about this month! It's not going to be a fun month in October but all about doing the good, back to basics, stuff that will keep us healthy and financially sound.

My October monthly reset video includes:
- October monthly budget highlights
- goals for October
- September recap
- September budget recap

Do you have a monthly reset? What do you include?

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SAVE YOUR MONEY

INVEST & EARN MONEY

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CONTACT ME:

WANT TO SAY THANK YOU?

🔹 Venmo/CashApp: @marypennies $marypennies

SEND ME LETTERS:

Mary
P.O. Box 240981
Memphis, TN 38124

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My husband and I celebrated 7 years in September too! Look at that! Happy Belated Anniversary.

BeaFindsJoy
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Hi Mary, I do have the line item saving for my backward budgeting video. I know it is hard to know those numbers for sure. But it helps for us human and our furry friend. Keep it going girl. I am with you on the fingers crossed part.

HealthyWealthyMogul
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Regarding your house: I just want to say how much I totally agree with your idea to stay living where you are longer. Definitely making what we HAVE NOW work longer is a key to financial success. And, in that vein, definitely you can afford to improve it a bit (carefully) so that you enjoy living there. Just a small amount of money applied like that will save you so much compared to dropping everything on a new house.

TheahLil
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Thanks for sharing Mary 🍁🍂 The balance is there, you're aware of how it happened and now you're paddling forwards to course correct 🛶 😂 👏 Doing what matters to you is important, a video for your updated workbook because you lit up when you spoke about it 😊 I like these reset videos 🌱

sandrafromscotland
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I’m on a debt free journey right now. Your transfer Tuesdays have been helpful!

brookescanlon
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Thank you so much for walking us through your finances. It’s so helpful & surprisingly comforting.

booksfrommybathtub
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Great monthly reset Mary!
So lovely to see a video from you on a Sunday.

judithbuchanan
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It’s really hard to share personal information like this, but I appreciate that do because it is so helpful to see how you manage, to get ideas, to see yourself in others. I also thought that you looked super cute in the the after workout lewk!

lisabishop
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Thanks for doing these resets, I really enjoy watching and find them inspiring

dawngoodrum
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Good for you, Mary, for making the hard decisions!! Your future self will thank you.

christinewallace
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Please do a video on how to cope during inflation (saving ideas, side hustle, etc…). Also, do a complete start over using 1st principles ( i.e. 1k e fund, 3-6 months savings, debt pay down, and invest.) All while expense tracking. Thanks!!

CarnellMaynard
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i published on kdp amazon, decluttered and of course worked overtime in september.

autobotdiva
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Thank you for sharing your family’s journey. Soooo much of your video is literally our life rt now aka: grocery store
HAPPY ANNIVERSARY 😊❤😊

catgodfrey
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When we were in the same spot for medical spending, I did a look-back starting January 2022 and totaled up what we spent on all medical expenses including prescriptions, therapy, copays, etc. Then I divided by number of months in that period to get a monthly average, multiplied by 12 months to get an annual average, subtracted our annual HSA amount, and then divided that remainder by 12 to get the sinking fund amount that I should be saving for medical expenses each month. I found that it's unrealistic for us to depend just on our HSA amount as we spend more than that per year. :( :( :(

kristinwb
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Hello Mary have you thought about making videos about your subscribers Budget? Like in a financial audit kinda way?😊

MaryLou
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Good for you you go for it in October girl 😉😉😉👀😳👍

prancer
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Can you talk more about the transformation challenge?

CarnellMaynard
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What is your other you tube channel called?

Lp
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Do you qualify for saving in an HSA(assuming you don't?)? If you do I'm just curious why you wouldn't save for medical expenses there and enjoy the tax benefits.

alyssa
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Why not try a pantry challenge to try to save some money?

heatherroberson