How Much Money We Made, Saved and Invested in 2023

It's officially the end of another year, at least it’s the final week of the year, and before we spend the next 6-7 days relaxing with our families and taking some time to decompress before getting back to it, we wanted to share exactly how much money we spent, saved and invested this year.

We'll also cover our money goals, and share which ones we did (and didn't) hit. Our goals included: Invest at least $1,000/month, Increase of salaries, Track our spending + stick to our budgets, Max out Steph's TFSA, Hit $30,000 in total savings for Dennis, Go on a trip and spend money on travel.

So, grab your popcorn and let's get to it! (and if you're reading this, comment a 🍿 emoji)

0:00 Our 2023 money goals
2:22 How much money we made this year
3:52 How much money we invested this year
6:32 How much money we saved this year
9:36 Our biggest expense of the year - travel!

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Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[stephandden]

Happy holidays, everyone! What was your biggest money win for 2023? Let us know! 👀

[CanadianFinanceSimplified]

True that, Den. We cannot change the cards we are dealt, just how we play the hand.

[mariap]

Yay!
You went to Portugal! 🥳🇵🇹❤️
I love you guys!
Love all your videos.
Thank you so much! 🤗

[Corythehausbaus]

Saw few of your videos since 3 years ago. (I also live in Toronto north York so a lot of content relates. ) the biggest take away I noticed is that you two have patience and trust the process. The formula is not a secret but most ppl lack discipline and cannot sacrifice the short term for long term gain. I was dead broke and unhappy in most of my 20s but I saved and saved and constantly went for high paid jobs. Finally in my late 20s I got a house and maxed my TFSA. I’m happy to see that u two can do the grind while maintain a positive attitude, that’s the key !

[alwinhuynh]

These personal update videos are my fave 🙌🏼

[CanadianFinanceSimplified]

So happy for you Steph! Good job on hitting your TFSA goal!

[ginae.]

You guys are Canadian!? OMG FINALLY I only ever come across American channels!

[sankalpsingh]

Both of you do excellent work. I watched back to back three videos. Very informative and to the point. Could not stop myself from subscribing. All the best ❤

[Sunshya]

I turned 18 last February and immediately started investing with a monthly goal and I am gradually increasing my contributions! Looking to max out my TFSA in the next few years before moving to a different investing account 😄

[MG_]

Great job, good to know I’m not the only one that tracks absolutely everything.

Mike from Edmonton

[Paws_RC]

Funny to just run into you on a year wrap up. I’m at the other end getting ready for retirement… you are setting yourselves upwelling for the future

[FineNaturalHairROCKS]

Such a fantastic video!!! Thank you Steph and Den for pouring into us with your amazing financial wealth journey! I love the fact that you're both talking about Canadian wealth building using Canadian instruments; particularly since so much of the personal finance information available online is US-focused. I wish you both continued success and an amazingly profitable 2024 ahead!!! 👏🏾🙌🏾💫

[shayankhawaja]

Your content is always very resourceful. Would love to know more about your investment portfolio. Waiting for next video 😊

[is-zvyb]

Great vid as usual guys! On a side note Den, that salmon colour looks great on you!

[camillelenon]

You are an inspiration. 🎉 I feel bad for being 31 and not being financially stable. But you guys inspire me that I can still do it. 😅 specially when Dennis mentioned the student loan. Keep it up I love learning from you guys ❤

[DanBelsky_Health_Money_Love]

Enjoyed your entrepreneur video energy, would love to interview you in the near future to see how we can both benefit from this Entrepreneurship.

[marika]

Congrats Steph and Den for hitting your goals! It's a motivation to keep going and stick to a plan! Love your content and the numbers breakdown.

[thelmagwanzura]

Thank you Steph and Den! You motivate me in so many ways. I made great and bad financial decisions. I bought my first home by myself which was a huge accomplishment. But I travelled more than I should have. I went to Italy, France, DR and States. I have been regretting the money spent on travel but it is what it is.

[Zero-Investing]

In the UK, it's 20k a year, but I like the way Canada lets you roll over any unused amount. The UK doesn't allow that.

[kennnnnnnnnnnnnnnnnnn]

USA viewer here - My boyfriend and I went to Spain & Portugal in 2023 also!!! It was amazing we did Lisbon, Sintra, Lagos, Seville, and Barcelona.

I’m 25, & make 130K
He’s 29 & makes 175K

We both have no car debt or student debt!

My financial goals for 2024 are to max out my 401k, go on another vacation (5K budget), save $50K