Quit Looking for a Shortcut! | January 15, 2024

The Ramsey Show (January 15, 2024)

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support our Sponsors:

Watch full episodes of The Ramsey Show right here! You’ll learn how to handle money, career advice, navigating relationships, plus tons of other life-changing content. Join Dave Ramsey and his co-hosts starting at 4pm EST Monday-Friday with less commercials and more of the Dave Rants and debt-free screams that you want. Experience one of the most popular talk radio shows in the country.

Ramsey Solutions Privacy Policy

[tracyburton]

I'm a non-US citizen who loves your show and message (we're 100% debt free with a paid-for house). I've been telling my adult children about you for months now, but it's only recently my eldest daughter started listening to your podcast. I was absolutely thrilled to receive this message from her this morning.

Mum, I think listening to Dave Ramsey has been the best thing ever. So glad you recommended it. I’ve now made over £50 on vinted as well. I’ve also bought George Kamel’s book on audible (I had one credit to use when I cancelled my subscription) and maybe you are right about the car loan. Maybe I’ll keep the Mini when it’s paid off. I’m off to the attic to get some more clothes to sell. 😂😂😂

A massive, massive thank you to Dave and the team. You truly do change lives.

[Trustbutverify]

"Make the big decisions first and then manage them for years." (John Maxwell) - GREAT quote, Ken!

[Joce]

One of the great things about the Dave Ramsey plan and the Ramsey Personalities is that a new normal is being created. When I managed low-income housing for decades I heard often that people spent money that they really couldn't afford to spend on movies, McDonald's, vacations, etc. because they wanted to be "normal" once in a while. They wanted their kids to blend in with schoolmates talking about experiences and presents.

[Hoppingirl]

George is so humble. Just love your spirit.

[flashthecorgi]

So freaking excited for George’s new book!!! Seriously anyone reading this comment should pick it up. I started reading it via E book (people who preorder got it 2 weeks early) and I’m declaring it is the BEST financial book I’ve ever read. The way George is so detailed in how he breaks things down plus the snark and humor this book is just so enjoyable and insightful.

[carmelaestrella]

No one advices like Dave Ramsey!!Full of wisdom and realistic thoughts.

[Trustbutverify]

Once you're in your 60s, NOTHING is better financially than having a paid-off house and no debt. You can live with much less if you have to.

[donnamoore]

Add to the guy that said he does not have enough time. When I was in my 30 to 35 I had twins girls then 5 years later a single birth son. I went to school full time babysat friends kids, then went to Work a full time job while finishing up school. Left the house at 6:30 so up earlier getting kids ready and fed. Take them a daycare and drive an hour to work. Husband picked kids up. Or I did. Fix dinner. Clean up house after putting kids to bed and in bed by 11 pm if no one is sick. Dude you do not know what work is

[Davefitz]

I love some of the new music during the scripture reading!!

[alexisballard]

I love when Dave corrects people claiming to work his program 😆😆 he’s like no let’s be really real here….

[sharonbusch]

I'm 67 and my CFO asked me if I would be interested in a lead position because of my soft skills

[mickeyhinkson]

When I handed out “allowance” to my children, there were strings attached. They were required to tithe, and they were required to save. They were also required to account for every penny, on paper, before they got the next cash infusion. Every one of them has thanked me after they reached adulthood for the financial education that provided. If they needed extra cash, I would pay them for services (not regular chores) based on double the minimum wage for how long it would take me to do the job (ergo : if they dawdled, it was their dime and not mine). It was fascinating to see who would hustle and who would live on less and read a good book on the weekend!

[myoldvhstapes]

It's free to borrow books from the library!

[alivewithhemp]

In the restaurant business we say, Thank God It's Friday, because that is when people blow a lot of money in our establishment.

[Deeplyrooteddj]

That’s why I love Ken, he’s practical and he thinks ahead. No Dave you don’t want to show the kid your $80, 000 budget, people have died for less.

[francesdare]

speaking of buying a home for $13k. My husband and I
Bought a 3 bedroom, 1 bath new home for 13 K home with his VA loan in OKC in 1961.

[Trustbutverify]

I've taught both high school and community college. Holden's advantage is that he teaches in an area that is an elective and so students can CHOOSE to take his course. A lot depends on what degree he wants involvement with students. Ken, jobs at a four-year university would likely require more than a master's degree. I taught full-time at high school and part-time as a community college professor for 35 years. My suggestion is that he do both - and he can always move to a full-time position if one comes open. BTW, full-time jobs at community college are difficult to find because there are so many people who can teach part-time.

[DanaCsencsits]

Grass is always greener on the other side. Shouldn't forget your benefits, 401K Contributions, healthcare, life insurance, short and long term disability insurance, paid time off, paid overtime, anything the company contributes to or pays in full. Had many friends jump ship for money alone only to find out that the new employer paid for none of the benefits they took for granted. I had many chances to leave the company i retired from after 30 years but what kept me at the same company for thirty years were all listed above, a lifetime monthly pension and much more. Sometimes after leaving a company and trying to return after you found the new job was not researched well many find themselves being hired back under newer less favorable employment contracts. Just be careful and do thorough research before leaving steady employment for a raise.

[melissahoward]

Can’t wait for George’s book to come out tomorrow

[BenWalters-itjh]

Joining the marine corp is a great way to stay out of debt