Homeowners worry about insurance premiums post two hurricanes

Homeowners question whether Florida's already fragile property insurance market can handle back-to-back hurricane damage.

[Bradimoose]

Whether the insurance companies can handle it or not, either way they'll inrcease the prices and the state will approve it.

[GardenerEarthGuy]

Insurance companies aren't going to pay- these people are crazy.

[pdgmet]

With an 8000.00 hurricane deductible homeowners ins isn't doing much for this customer

[Hayyyward]

Everyone is fine with increasing the prices of their homes to make money but god forbid they have to pay more to maintain them.

[ScottyPimpinATL]

Who did this reporter sleep with to get this job?

[Vivian-fzcm]

How do most of you guys still make a profit in the financial market? Even with the downturn of the economy and ever increasing life standards

[RealCptHammonds]

If you have a shingle roof here in Florida, you're a fool. Only a cold rolled commercial gauge steel roof can handle the storms here. You can finance the them with Miami-Dade standard windows and doors and then roll it into a mortgage refi, or you are going to pay 4x what I do in insurance premiums.

[FREEDOM]

The bigger question for me as a lifelong resident of Tampa Bay is do I want to live here period going forward? 5 hurricanes in 2 years and is this the new normal? Maybe just come after hurricane season and enjoy the area without all this stress!

[odoylerules]

you bought a home in a sea level swamp state and couldn’t put two and two together?

[phyllis]

They can't afford to it and WE can't.

[Chief_Of_Sinners]

Probably need to pass a law barring insurance companies from considering green propaganda in their premiums.

[phallondavenport]

Well, that's life... It's not easy to be a home owner

[mosq]

STOP BUILDING AND REBUILDING ON WATER AFFECTS US ALL AND ITS GETTING OLD VERY OLD..
MY INSURANCE PREMIUMS SHOULD NOT RISE JUST BECAUSE WEALTHY PEOPLE CAN AFFORD WATERFRONT HOMES.

[parvathijilumudi]

Property tax and insurance both are high. Property tzx should absodb insurance cost else people will start fleeing out.

[riptorn]

Why are these people complaining about the free market? Why is it that the government must come in and intervene?

[bwtawny]

The flood damage will only be covered by flood insurance. Regular property insurance will cover very little. Those coastal homes would have had flood insurance. Many of the interior properties probably did not have flood insurance. I fully expec t rates to be even worse or cancellations to fly.

[mrearlygold]

Just raised my rates. Citizens switched and the replacement company charges more. Remember to how much our properties are valued at now in comparison to when some of us bought our homes. Pretty sure the value of mine has tripled in the last 20 years I've owned it. The insurance on the other hand has gone up approx 400% not including the exclusions which is a shadow increase.
Still, when I'm doing a little bbq on my patio in my shorts come January won't notice any insurance increases.

[Hanson]

Not trading my snow blower for this shit show. The state of Florida should be a national park

[kevinschlosberg]

I hope these people have a lot of money behind them because they most likely will not get it from the insurance company.

[yamistovall]

I have the utmost respect for Ms. Behnken, true investigative journalist. I admire her genuine empathy and dedication ❤️