Medicare Supplement Health Questions - Can Medigap Companies Deny Your Pre-existing Conditions?

Medicare Supplement Health Questions -- In all but 4 states, Medicare Supplement companies could deny you due to pre existing conditions. Today I'm reviewing exactly what kinds of pre-existing conditions could lead to a decline in medical underwriting, and some tips on how to avoid medical underwriting all together.

[kennethjohnson]

I am paying you a compliment as permissible when a professional as you give your knowledge and wisdom without the motive to close any transaction being # 1. Meet, greet, qualify, needs met and allow me to deside to buy. Your appearance and level/tone of speaking are who you are true and trustworthy. I'll compare the quality of " Grace ". One has Grace or doesn't. One is a giver or a taker. I would like to meet and come to terms with four whom have impressed me. You are one of the one"s. Hello, my name is Ken.

[davidson_oldbull_sectionhiker]

I have decided to subscribe because I find your information very helpful. Thanks

[shakasean]

I was looking for information like this THANK YOU!

[glenb]

Your videos are absolutely wonderful and unbelievably helpful. Thanks so much. I'm in New Jersey. Can you help me?

[CeruleanSky]

How about if you are 100% disabled on SSDI? Will you have to go through the underwriting process?

[PaArmyVet]

Hi Steph, will be calling you next week. Is there a better or best time to call. I’m on EST

[papkenanoushian]

Stephanie, is Ace/Chubb a strong and reputable company for Supplemental Plan G in NJ?

[rebeccagutierrez]

Steph great information ⭐️⭐️⭐️⭐️⭐️.... so once the insurance company sign up for Medigap that company can never cancel you for health reasons is this right for life?

[geraldinefields]

You are very helpful. New subscriber as of now.

[MichaelsHomeCooking]

For Plan G and Insurance Companies & Rates... Do you have a video on plans that auto increase according to age OR Community? Say their community is very very large thus premiums are lower?

[davinayoumagul]

🥰 thank you for your information take care stay safe and stay healthy

[Teri]

Wondering what “open Enrollment period: Turning 65 or adding Medicare Part B”. exactly means? Is it that you actually turned 65 or is that you are enrolled in Medicare? Because at 64 I started my SS retirement and they auto signed me up on Medicare. So is my date the date that I was signed up for Medicare or the date that I turn 65? Thanks!

[chipsellarole]

Thanks Stephanie, do you work in Delaware, NJ. My parents are moving to NJ from Delaware.

[lindaslager]

my husband has a medical advantage i want him to switch to Medicap. I have plan F and broke my ankle and knee. I paid $0 for everything I got, including medical aids and PT etc. My husband is in good health now except he is having cataract surgery next month. But he did have a stroke 11 years ago. How far do they go back in SC for medical underwriting?

[KenNickels]

Does the underwriting process always result in either except/deny? Or possibly accept, but with a higher premium?

[cathycombs]

I a forever stuck because I have a very high premium
When I was 65 I chose a nice low cost no questions but now so beware
What you choose you can really never Unless fairly healthy
Age is 65 that's all!!! Horrible because eventually it could be $500 per month
It doesn't matter at the beginning everyone gets low premium
Hold on .... After a few years ... Too late!!!
I have UnitedHealth AARP and hubby has Anthem Blue Cross
Both are now after10 years ..horrible
No we could not qualify and only a "few"ever can
No matter what company you choose all just great at first

[jackifrench]

If I understand correctly, there is no medical underwriting during initial enrollment. Is tobacco usage a consideration for coverage and/or rates by the provider?

[thienho]

Hello Stephanie, may I have 1 question about Medicare Supplement. Let's say if we (my wife and I) found 2 companies seem to be good to enroll. Would it be a good idea for 2 of us to join in 1 company; or should I enroll in 1 company and my wife enroll in another company. So, if something wrong happens to 1 company a few years later. That will only happen to 1 of us, not both. Then only 1 of us need to switch company. Thank you for your explanation.

[lyndavaughn]

Does Carvedilol prescribed from a cardiologist automatically deny you from getting a medicare supplement plan?

[josemartimartir]

My dad is 96 I guess you answered my question