What Is The BEST Medigap Plan?

Plan G and Plan N are two of the most popular Medigap plans on the market. Which plan saves you the most money?

In this video, Medicare expert Danielle K. Roberts will discuss the differences in benefits between Medicare Plan G and Plan N and show you how to choose the plan that best fits your healthcare needs and budget!

00:00 Medigap Plan G vs Plan N
00:49 Medigap Premiums
01:39 Plan G vs Plan N comparison
03:06 How to Choose
04:01 Real-Life Client Testimonials on Plan N
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[MarieEdwardB]

I think what people also have to consider is that in the beginning, when you're healthy, plan n might be good, but when you get older and you possibly get some health conditions and you want to go to g, you won't be able to, because you won't be able to pass underwriting.

[GOLFMETOO]

I wanted peace of mind that being said, I selected plan G. It was worth paying a few dollars more. I made this decision with the help of Boomer Benefits, which I truly appreciate and want to thank you so much.

[johnscott]

I live in Florida and a plan G costs $210 a month. I got a plan N for $141 a month. I get most of my healthcare through the Indian healthcare service so Plan N saves me a bunch of money. As a note, the copays to see a specialist are limited to $20. And excess charges are extremely rare nowadays and aren’t the horrible thing represented.

[dgs]

No mention of the tendency of Plan G to have higher increases than N through the years. That's part of why I'm going with N, I think. But if I thought I could afford the higher price 10-15 years from now, I'd go with G.

[missouri]

I came across your site by accident and I have to say this is a terrible presentation
Your introduction took almost half your video
As a retiree, I know quite a bit about the subject, and you made simple things so complex
Medicare advantage is great when you get one that is through one of the hospitals in your area
And yes, there are no additional charges monthly to get that
Yes, you have a co-pay but you had co-pays while you’re working so please quit scaring retirees about this
Why on earth do you and others like you keep on having retirees pay between 100 and $200 a month above and beyond $170 has taken out of your Social Security for this anyway
Yes, my wife and I have had several operations and the most we’ve had to pay with 700 bucks
So at least comparison, so people can
I’ll move on thank you

[andrewyarnot]

Total garbage I've had planned in for 8 months now and not a single doctor has charged me for a copay not one and I'm really sick I go to multiple physicians every month this is a scam. I would never consider listening to a single word a single word that this person has to say, delete this channel.

[SpynCycle]

Something I've not heard anyone mention is that the Plan N copays are not indexed for inflation. The Medicare Part B premium is indexed for inflation. The part B annual deductible is indexed for inflation. The part A copay is indexed for inflation. The plan K & plan L max out of pocket amount is indexed for inflation. The plan N max copays of $20 & $50 isn't indexed for inflation. Years in the future the plan N copays will still be $20 & $50.

[mainerin_texas-gordon-]

Hi,
Leaning towards Plan G. I have a bigger question. My wife will be turning 65 in 2025. During 2029, the last of the Boomers will be turning 65. Any plans to rename “Boomer Benefits” to “Generation X Benefits”?
Thank you,
Gordon

[chrisbauer]

Seems there was no mention of MOOP for Plan N vs Plan G.

So G only has the annual B deductible and zero MOOP, but I have heard others say Plan N has the same B deductible PLUS around $7800 MOOP. Seems her point about the premium $20 difference is a touch understated vs the reality of several thousand dollars possible difference when including Plan N's MOOP. Seems to me the $20per month savings could become a $700 per month MOOP.😮

[savmanhk]

Just got my new Antea silver script drug plan premium, up almost 400% $9.80 to $44.80 a month!!
And with the deductible going up $300, that means a $700 total increase a year if I use the Deductible and if not only $400 a year more! Glad I can pay for all the other sick people. I only take Pravastatin only $10.00 a month!
Thank you Biden and the Democrats for passing the Inflation Reduction Act!?

[cheyenne]

First hardly any physicians across America that are not participating in Medicare supplement programs that have extra charges or labs . Who would be seeing doctors 2 to 3 times month all year for health issues when your lucky to get to see a physician at all because of many physicians leaving or have such huge patient load you may have months to wait to get a appointment! Some physicians your wait Time maybe 6 months or longer to see a specialist like neurologists for example! Plan G you have high premiums entire year as to plan N your copay for office visit is approximately 14 to 20 dollars a physician visit and most people see their primary physician every 3 months not monthly because of patient loads . Ambulance costs of 50 dollars rare because most ambulance charge of 50 dollars they waive that cost . How many people take ambulances to hospital that’s rare even in emergencies most people have family or friend take them to ER anyway for the inconvenience and embarrassment of ambulance arriving at your home in neighborhood ! So they really push plan G because these agents get large commission monthly for selling you plan G over plan N so people ask your agent how much commission they get for selling you a more expensive plan G over N plans!

[glennthorstensen]

I am leaning towards a Plan N, Are those the only co-pays there are? No co-pays for lab work, Additional Tests, X-rays, etc..
But you would have a co-pay for a doctor referral?

[rickarmstrong]

I have a question about Medicare claim denials. I'm new to Medicare had a lab test performed and had to sign a ABN because there is a chance Medicare won't cover it. If they don't will I be charged the Medicare approved amount or the full amount as if I didn't even have Medicare? This is original Medicare.

[tinaable-nxhl]

BB set me up with Medicare/Medigap G. NC $110/mo. I'm in the hospital often. And Medigap has been fantastic. Would I need to contact Medicare if I'm changing my PCP?

[mikelyons]

Thank You. From the State of Maryland

[mmane]

turning 65 on election day november 5.looking to get a G or N plan in my state La. but don’t know what the cost will be.

[EndoExcision]

Isn’t plan G restricted for signup now if you weren’t already eligible before 2020?