🤑 EASY GUIDE to INVESTING for BEGINNERS (what, why, how) | Finance from Scratch 💰

Welcome back to an episode of Finance from Scratch — where we learn finance concepts, from scratch. In this video, we'll be talking all about INVESTING.

Investing is one of the MORE EXCITING personal finance because of how it's associated with growing & making money. We'll be talking about a lot of things, BUT take note that this is only a quick overview video that’s meant to help you get a super basic understanding of what investing is, why we do it, some important investing concepts, a list of different investment vehicles, investing pre-requisites, and how you can potentially start.

This is Finance from Scratch: a new series where we'll talk and learn about finance concepts from scratch! Guaranteed — Beginner bobo friendly 👌✨

We’ll cover the stuff I talked about more in-depth in future videos. Share your thoughts, comments, and feedback in the comments section!! What do you think of this new series? What other topics do you want me to cover?

If you want to work with me, help me, or collaborate with me in making this series the best it can be, reach out to me through email! I'd love to explore potential ways we can work together 🍞

======

💳 Apply for Citibank Credit Cards

🏦 Banks, E-Wallets, Stocks
Maya: Get Php100 when you use “2Y817PZMNN84O” to sign up and upgrade your account
Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints
Tonik: Get ₱60 with “T42BHJL” when you sign-up, verify, and top-up

🚀 Crypto Platforms
PDAX: Use “nicole” to get ₱30 when you deposit a minimum of ₱1,000

Note: The section above contains affiliate codes/links, which means I may get a reward when you use them. Don't worry, there's no additional cost to you, but these help support the channel. So, thanks in advance 💙

======

🕰TIMESTAMPS
00:00 Introduction
00:39 Video Outline (what, why, how)
01:04 Important Disclaimers
01:54 WHAT is investing?
02:13 WHY do we invest?
04:27 Important Investing Concepts
04:35 Important Investing Concepts: Risk vs. Reward
06:06 Important Investing Concepts: Compound Interest
06:51 Important Investing Concepts: Diversification
08:06 HOW do we invest: Types of Investments
08:27 HOW do we invest: Types of Investments (cash & cash equivalents)
09:47 HOW do we invest: Types of Investments (fixed income/debt instruments)
11:16 HOW do we invest: Types of Investments (stocks/equities)
12:41 HOW do we invest: Types of Investments (investment funds)
13:52 HOW do we invest: Types of Investments (real estate)
14:58 HOW do we invest: Types of Investments (currencies/forex)
15:46 HOW do we invest: Types of Investments (alternative investments)
16:09 HOW do we invest: How do we choose investment?
17:06 HOW do we invest: Factors that affect investment decision
17:51 Pre-requisites before investing
20:03 HOW to invest in US stocks (Shari-Shari)
21:14 What do you think of this series? Comment thoughts & future topic requests!

======

🤝 Where to find me

🚀 Subcount: 436,146

--
🤑 EASY GUIDE to INVESTING for BEGINNERS (what, why, how) | Finance from Scratch 💰

Finance from Scratch / Learn Personal Finance for Beginners / Personal Finance Philippines / How to Personal Finance / Step-by-Step Personal Finance / Financial Literacy / Financial Education / Financial Education / Easy Guide to Personal Finance / Investing in the Philippines / Filipino Guide to Investments 101 / Personal Finance 101

FTC: This video is sponsored by Shari-Shari Innovations Inc.

Disclaimer: This video is NOT financial advice. Form your own opinions so that you can properly decide on what to do with the information you learn from this video.

[NicoleAlbaYT]

This is the FIRST episode of the Finance from Scratch series LEZGOO WOOOHOOO!! 😤💰 This took a really long time to make because I wanted to make sure that the information I shared was accurate & correct AND that the production quality + animations were the best I'm capable of producing. It's one of the longest videos I've posted so far and I hope that this helps you guys better understand what investing is, why it's important, and how you can possibly start doing it. Hope you guys learn something new from this video! See you guys in the next video 😄🍞✨

🤔 What do you think of this new series? What other topics do you want me to cover? Share your thoughts, comments, and feedback in the comments section!!

[LukeSamuel]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...

[TheJackCain-]

What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over 150k, but I'm uncertain about risk mitigation strategies.

[Daneilchirs]

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680, 000 savings vanish after putting in so much effort to accumulate them.

[getitbig]

Hey there! Just wanted to remind you that it's never too late to start taking your investment journey seriously. I remember struggling for years before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.

[thewilliams-]

I recently bought a few ETFs. It's also a bad idea to save for a market decline. There are various viewpoints on recessions and depressions, we can't always count on seeing big returns, and taking chances is better than doing nothing. The bottom line is that you will get amazing results by diversifying your portfolio and making wise decisions. My portfolio generated a $608, 500 profit in 2022.

[nwiqgqg]

should you sell a little of LBTNCRP300X when you start to make a profit or just hold?

[manggagago]

I live for these GIFs, Nicole. Thank you. Ikaw agad naisip kong panoorin kasi ang GULO na naman ng financial life qqqq. More power to you!

[VirtualCode]

Ok, I am sold. I will HODL my LBTNCRP300X for the long haul.

[bernanbose]

I love how you explain these topics! Interesting and very detailed and not boring! Sarap makinig and madami matututunan!!!

[naresh]

LBTNCRP300X should be on the list. I'm sure the price will rise nicely next year.

[rebeccamoore]

i really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow.
Olivia Maria Lucas focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

[victoriaorlanes]

Your content is very informative an eye opener… but of course before investing we need to settle financial devt 1st. Im still working on that.

[mariareginaflores]

You taught me how to save and invest money last year. I'm happy to see your channel earlier. Thank you, Nicole!

[victorobengamba]

You re amazing mam Nicole, ive learn alot. Keep it up, GOD Bless you more.😊

[lztygju]

I love this! Very eye opener! thank you!!

[jay-bborja]

Thanks for sharing ms.nicole😊very informative….

[leandrewmagistrado]

I love how you detailed it in the beginning of your video and tackled the substantial information for startups, not too technical also.

[Donpat]

need ng mga pilipinos ung ganitong content para aware sila sa inflation hndi ung trabaho gastos repeat mindset .
thankyou ms nicole for sharing your knowledge to us

[selimkk]

LBTNCRP300X gang in the house! Thanks for the analysis!