What Is The Best Asset Allocation? | Stocks & Bonds

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How do you choose how much you want to invest in stocks or bonds? The allocation models that I'll show you in this video can help you understand different goals-based investment strategies.

There's no right or wrong model because everyone has a different stage of life that they are in. People also have different levels of risk tolerance that they are willing to accept.

Some people are in their wealth accumulation phase, and some people are in the wealth protection phase.

In this video, we'll discuss the Stock and Bond allocations for three different types of strategies:

1. Income
2. Balanced
3. Growth

Let's take a look at the 96-year results for all of these different models.

Stay tuned until the end to hear my thoughts!

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⏰ Timestamps ⏰:
0:00 - Intro
0:30 - Vanguard Allocation Model Criteria
1:26 - Income Allocation
3:30 - Balanced Allocation
5:44 - Growth Allocation
7:33 - Policygenius Spot
9:06 - Spreadsheet Visualization
12:53 - My Thoughts
14:02 - WBF University

ABOUT ME 👇

My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.

This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort to every video that I make. I also believe in complete transparency and open communication with my audience.

[niridadnov]

If you wanna be successful, you must take responsibility for your emotions, not place the blame on others. In addition to making you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life...

[larry-]

Life is weird, beautiful experience when you step back and look at it. Grateful to be here with you all, working with a financial advisor could truly set you up in life. I’m delighted to contact a financial advisor earlier this year because while others were busy whining about the downturn I was busy cashing out from my investment, finally making over $370k for the first quarter of the year.

[HafezBd]

The Federal Reserve's plan to raise interest rates until inflation is under control is still under doubt in the markets, despite the fact that bond yields are rising while stock prices are falling. What is the best method to profit from the current down market while I'm still deciding whether to sell my $401, 000 worth of stocks?

[MilqueMoney]

Been a while, glad to see you're back, slacker lol.

[PhilSommer]

Having recently gained more knowledge about personal finance, I've subscribed to your channel. I want to commend everyone who's tirelessly working to earn a living while also building wealth during this recession. At 45, I'm retired, along with my 51-year-old wife, and we're debt-free. Our plan is to relocate to Thailand. Thanks to our frugal and financially savvy lifestyle, as well as our commitment to saving and investing in the financial market, we've been able to generate passive income even in this recessionary period, allowing us to sustain our desired lifestyle."

[stevenharris]

To be successful, you MUST do your research. Now that I'm 65 and retired, luckily I have saved enough to feel comfortable. I am changing my allocations to 50/50, and I can stomach that. When I get older, I will place even more into bonds. I really appreciate these great videos, and I have learned lots!! Thanks!!!

[TheMightyNate]

Marko when your school aka university of marko starts im definitely supporting that thank you for this channel ..seriously

[blairkinsman]

Marko, I think this is a great video .. thanks for making it

[marksiems]

I'm having a bad year; SBUX is down by $40k, ALLP is down by $35k, Draft Kings is down by $6k, NIO is down by $15K, ABML is down by $8K, and my wife is unaware. I'm only clinging to Jim Cramer's advice regarding opportunities during erratic market conditions in the hopes that I can either wait for a recovery or choose profitable investments to make up for my loss.

[WhiteBoardFinance]

🔥 WhiteBoard Finance University - Join My School Here:
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[Mustaklemzki]

Hi. How to pick the right dividend stock? What factors to consider because div% is not everything. Thx

[TheMightyNate]

Marko has returned...thank you as always

[dougz]

Smart investing can be life changing, thanks for sharing these allocation models😇

[kevinlinderman]

If I invest in dividend stocks does this change the risk ratio?

[asani]

Great video marko. Your presentation is one of the best I have ever seen. Please post some videos on strategies to invest in stocks

[MikesFinancialEdge]

Great video and information. Why do you suppose these studies always use the average annual returns, which is just a simple mean calculation, rather than the true compounded annual growth rate?

[paquesepas]

Is a target date fund in an ira a 70 30 allocation or what's the allocation?

[texasfight]

20's gang at 100% yolo stocks! Lets goooo!! 🔥🔥🔥 will start to taper it here in my 30's soon.

[JakeSpradlin]

I think I’ll stick to 100% equities until about 10 years til retirement

[TekaDon]

Is it even relevant to evaluate the performance of these portfolios from 90 years ago? The nature and composition of the economy between now and back then seems seems so far apart regarding regulations, technology, geo-politics, world affairs, etc.