Is High Deductible Plan G still viable in 2023?

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When determining if an insurance plan is right for you it is best to run the numbers. Here we outline the pros and cons of considering High deductible Plan G coverage. There is a reason you might not have heard about this plan and we discuss that in this video. This is an unbiased review from Eric Rosenberg, an experienced independent health insurance broker.

Contents of the video:
0:00 - Why HDG
1:45 - The Deductible
1:55 - Plan F shift to G
3:37 - Medicare Advantage
3:57 - Medicare Supplements
5:33 - High deductible Plan G
4:10 - What do doctors accept?

#highdeductibleplang
#medicarehdg
#medicareinsurance
#medicareadvantage
#medicarecoverage
#medicareexplained
#medicaresupplement

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Комментарии
Автор

I have HDG, $34, for the incentive to stay healthy to avoid medical costs.
The other plans don't have the incentive due to 'I'll get my money's worth' thinking.

candeffect
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It's viable if it's what you want as a user. Unfortunately, it's hard to find and will inevitably be discontinued from lack of use because Agents/Brokers don't recommend it due to the low commissions.

Seana
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I was considering the HDG plan, but the diff in premium between plan N and HDG was only $50. Went with N. I consider N the sweet spot between G, GHD, & N.

greyholcombjr.
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Another consideration that favors the High Deductible plan is that the pool of subscribers will tend to be healthier than the regular plan leading to lower rate increases.

mikemcneil
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I'm on Ghd 55 dollars a month compared to G PLAN AT 180 DOLLARS A MONTH. ONLY SEE THE DOC. 3 TIMES A YEAR. IF YOUR IN BAD SHAPE YEAH TAKE THE G or N plan.

LarryCoburn-iwcl
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Was wondering what drives the deductible increase. Found out CMS updates the deductible amount each year after the release of the Consumer Price Index for all Urban Consumers (CPI-U) which generally occurs in mid-September.

mikemcneil
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In the dark...was the viability addressed for 2023? As the title suggested? Is there something specific to 2023? Hubby turned 65 we just initiated enrollment so 2023 is all I know. THANKS.

b.walker