Mint is Out. This is How You YNAB.

Wondering if YNAB is right for you? Learn the basics of the YNAB app and the magical method that changes YNAB from another app on your phone to something life-changing.

Have more questions? Check out these resources:

TIMESTAMPS:
0:00 - Intro
0:42 - Setting Up Accounts
1:14 - Rule One
3:29 - Rule Two
4:35 - Spend with Clarity
5:27 - Rule Three
6:01 - Rule Four
6:40 - Resources

__________

Sign up for YNAB’s weekly email newsletter with the week’s best budgeting wisdom and inspiration!

__________

Come say, "Hi!" on social:

And read our BLOG here:

#budgeting #youneedabudget #ynab

[QuixoticAri]

I was a years long mint user and switched to YNAB last month. I like to think the difference is like the difference between calorie counting (mint) and meal planning (YNAB)
Budgeting and tracking my recurring monthly expenses was helpful, but planning with YNAB is giving me a whole new feeling

[Bearded.Wonder]

Ben, I'm a long time user of YNAB and know these 4 rules like the back of my hand, but I love the way you succinctly described and illustrated these. Great reminder on how it all works. Many thanks!

[Tatus_legarius]

Loved Mint, got crushed by the announcement. Found YNAB, felt as if my use of mint was not enough for true budgeting - zero based budgeting really changed my outlook on money. I’m halfway through the trial and immediately saw the value. Will be subscribing for the year!

[chatterboxbudgets]

I chuckle because I switched from Mint to YNAB in 2022...and never looked back. Thank you YNAB!

[SubayyalMustafvi]

I have been budgeting with Mint for over a year. I liked it despite some of it’s drawbacks. Switched to YNAB this week.

[teavo]

"I'm choosing between Fast & Furious 16 and Star Wars Episode 20."
genuinely deceased

[etcetera]

I went with YNAB over Mint when I was looking for a budget helper several years ago, so I've never used Mint. But I can say that I've loved using YNAB over the years.

[littleDoughie]

So I cant seem to import all my transaction histrory into YNAB without it seriosuly breaking the budgeting. I used the mint upload tool and it didnt display any of my past transactiosns... just created a budget for me which frankly i want to tweak and adjust myself anyway. When i manually try and import every transaction is either counted towards an inflow our outflow.

Whats the point of offering an a MINT specifc import tool that doesnt display your mint transaction history... Or am i missing something?

[eschrader]

I'm still confused about showing income vs expenses in categories. I get the last one which is be 30 days ahead which would make this app a lot easier to use.

[michealsizemore]

I am 50 years old and love using emojis. 😊

[alexanabolic]

Ynab is great! I would like YNAB to have more advance reporting feature. It is really weak right now.

[uniqueusername]

Hi Ben! I'm from the Philippines. I love YNAB but I wish we can link our accounts too. My husband and I are manually inputting everything and the time and effort spent on this workaround adds up. Is there any chance of this happening?

[zzcsyby]

Moving from Mint. My transactions (8 years) is not being accepted by YNAB and naturally, mint will no longer allow me in to re-do. Also, my banks and most credit cards are not allowing YNAB to link. now what? My Mint was transferred as CSV to my laptop.

[michealsizemore]

Question? I created a 'Christmas Spending' category for December 2023. However, in January I do not need that category anymore. When I go into the January budget to delete it, it also deletes the one in December. Is there a way to prevent that from happening.

[kricketkitty]

How does the "average user save $600 over 2 months." Can you use this program without actually linking a live financial account to it, just manually using it to manage your money in different folders?

[nathalieisneon]

LOVE my YNAB BUT BUT BUT **** I HATE*** That I do not have a way to see my "total needed" to assign per category per month. AKA, I wish that I could see the total money I need to fill my "bills" or "wants, needs" etc... I know the goal is not to do this but sometimes i like to play around with my numbers and move and see what makes more sense for our family.... but i have created budgets on ynab where i created spending lines that went WAY over my monthly and I had no idea because YNAB doesnt give me a total. it is my one frustration. my husband wants to keep using our spreadsheet because he cant trust our YNAB due to this one huge lack of visibility.

[jprowland]

Emojis in categories is YNAB's best feature and I will die on this hill 🪖