2023 MIDYEAR FINANCIAL RESET | we are a LONG way from reaching our original goals so let’s readjust!

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After my mid year goal review I’ve shifted my goals from focusing on saving to paying of more of my debt. I’m still doing both but throwing more to debt.

Berryjoyfulbudget
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I set 4 financial goals and I’m on track to meet 3 of them 🎉

KendraDJW
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I am also behind on my savings goal/FIRE plan. Unmeasurable lifestyle creep by way of Amazon, Target, and extra unplanned spending on travel. Also, eating out and Ubet Eats. The small, frictionless purchases really add up. I ended several subscriptions and deleted apps to remove access. This month I decided to only use debit or cash while paying off consumer debt/credit cards. Its been eye opening and a much needed reset.

anchoredsoul
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While you saving, make sure you enjoy your money. Like enjoy life too

dickersonr
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I’ve completely pivoted. Summer military move and all the unexpected things/expenses that come with that financially. Im coming up with a plan to restructure the remainder of the year.

SojournNaturals
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Thank you for posting. I'm still stuck in January with the initial plan for 2023.

MimaHope
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I was able to met my sinking fund and buffer fund goals. Now I'm just saving up for my student loan repayment.

c.martin
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The next half of the year is gonna be telling if I will save what I hope to, the first half I was closing off some debts

MsPrideCreations
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I set lots of financial goals. I've met almost all of them and have added more goals since I did so good the first part of the year, which was shocking. I'll be paying off my car in a few days as well so I'm excited for that but nervous at the same time lol.

stephaniel
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Started the year with a bang! 5th of the month direct deposit into various additional investments with our advisor. Husband left his job, so we halted June 1. Plan to start up again Jan 2024. So I hear you when you say its time to pivot.

vanessaroque
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My student loans are my major pivot. I'm applying for an income-based repayment plan. There's hope.

EdieBrown
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I’m sure you’ll make the best choice for the two of you. I wonder if the interest rate for the student loan is compounded daily which would make paying that off the best choice. The car loan is a set rate. Love That you all make goals and are flexible with your finances. TFS 😊

cassandras
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Do you know anything about credit cards? I think that be a cool video

dickersonr
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For your husband’s student loans…would you consider waiting on the loan forgiveness decision?

christinadavis
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Do you know if the student loan will have increased due to back interest for the two years?

meltluvsluxe
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The first 6 months of my plan went horrible especially March-April i thought someone was playing an April fool's joke on me 😂😂 my goals still remain to pay extra $750 a month towards my personal loan $400 a month towards my savings account im only paying 4% match cause im part time $100 a month towards my Fidelity roth ira i currently have about $100 a month towards my acorns brokage i know its small numbers but its something

TMKJG