Top hacks for cheap car insurance | 10 easy tips to save money

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You're probably paying a pricey premium in car insurance and want to find a way to lower your cost. Here are 10 amazing hacks that will make you smarter when shopping for car insurance and put some extra money into your pocket.

Hack 1: Bundling your policies

Whether its renters and auto, home and auto, condo and auto, bundling your car insurance will give you a discount. Also called a multi-policy or companion discount, bundling typically saves customers anywhere between 15-20% on their insurance premiums.

Hack 2: Defensive Driving Course

If you take a defensive driving course offered by the National Safety Council, you may qualify up to 5% discount on your policy. These courses last up to 3 to 5 years on your record and also will give you a safer driving experience.

Hack 4: The less payments, the lower the price: Monthly cost more than Quarterly which costs more than Yearly.

Hack 5: Telematics can be your friend. When used, this can help you become a better driver and offer additional discounts to your policy.

Hack 6: If not at fault during an accident, do not call your insurance company. Always call their insurance company first.

Hack 7: Affiliate and Affinity Programs. If you are apart of any membership like Teachers Union, Wholesale Shopping Club, fraternal societies, or church organization, you may ask your car insurance provider if these qualify you for a discount.

Hack 9: If you have been with an insurance provider for a long time, chances are they have increased your policy overtime.

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