🔴 EPF vs PPF vs VPF ✅ - Understand the Difference | Where you should invest your money - Concluded?😃

Are you confused about the various retirement savings options available in India? In this informative video, we dive deep into the three most popular options: Employee Provident Fund (EPF), Voluntary Provident Fund (VPF), and Public Provident Fund (PPF).

EPF, VPF, and PPF are all investment avenues designed to secure your financial future, but each comes with its own set of features and benefits. In this video, we break down the key differences between these three options and help you make an informed decision based on your financial goals and risk appetite.

We start by explaining the Employee Provident Fund (EPF), which is a mandatory contribution by both employees and employers, serving as a retirement benefit. We explore its features, tax benefits, and withdrawal rules, providing you with a comprehensive understanding of this widely utilized savings scheme.

Next, we discuss the Voluntary Provident Fund (VPF), which allows employees to contribute an additional amount from their salary to the EPF. We highlight the advantages of opting for VPF, such as higher interest rates and tax benefits, while also shedding light on its limitations and considerations.

Moving on, we delve into the Public Provident Fund (PPF), a long-term investment scheme with tax benefits and guaranteed returns. We explore its eligibility criteria, contribution limits, lock-in period, and other essential details, enabling you to assess whether it aligns with your investment objectives.

Throughout the video, we compare and contrast the features, interest rates, tax implications, and liquidity aspects of EPF, VPF, and PPF.

By the end of this video, you'll have a clear understanding of the differences between EPF, VPF, and PPF, empowering you to choose the most suitable retirement savings option for your financial future.

[shreyagupta]

So helpful to understand in easy language 🙌🏻

[tanmaymishra]

Interest on VPF is taxable if contribution is more than 2.5 lac

[sudhid]

What happens if we drop from employment. For example some person has joined an organisation and taken epfo and continued for 5yrs ra later droped from employment and willing to do some business or unemployed so what happens to the epfo account. Pls example about it

[mohammedavez]

Can i invest VPF and PPF simultaneously

[Sun_Redhat]

Vpf or loan which should I pay/close fisrt?