EPF vs PPF vs VPF- The only video you need! #finance #investment #personalfinance

✅PPF vs EPF vs VPF - The only video you need to understand the difference and invest accordingly.

Things not covered in the video:

EPF
✅Taxation: Withdrawal is taxable if service completed is not 5yrs
✅ TDS: If more than 50,000 is withdrawn TDS of 10% is applicable if withdrawn before 5yrs.
✅ Interest if more than 2.5lakh in EPF/VPF is taxable. Meaning of interest is 8.15% and you have more than 31Lakhs in your EPF account. Then the interest above this 2.5Lakh is taxable.

EPF and VPF features are the same. As mentioned in the video VPF is a pro edition of EPF.