Throwing Away His Financial Future For A Wedding | Financial Audit

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Chapters:

00:00 Jobs and Incomes
01:30 International Immigration troubles
04:27 Making it in the US
07:00 Spend spend spend
12:39 MORE BS SPENDING!
16:00 Going into debt for a wedding…
18:12 CREDIT CARDS
20:30 Non stop excuses for eating out
25:12 Credit Card debt…
27:57 REALITY CHECK
31:30 You need to budget!
35:23 CLEAN THIS UP
36:20 Will you actually do this?
40:40 This is what actually matters
43:26 Possible deportation…
46:17 Hammer Financial Score

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**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
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[TipsyRoo]

I desperately want an episode where Caleb audits himself, and it’s edited so that he is sitting on both sides of the table.

[usaconjuan]

Thank you so much for the reality check, I really needed it Caleb! My wife and I are now watching it together!

[designthedays]

He's come a long way! With his immigration process to finding a good paying job making $135, 000/year. Good job to him!

[davidthosome]

I'd wager that this guy getting out of Venezuela and Colombia and into the us via debt is an EXCELLENT tradeoff. Welcome to the US brother, here's to you getting out of debt

[veautyfull]

When my mom and I immigrated to the US from Venezuela, the best thing she did was not open a credit card. She had a debit card with a checking/savings acct and she cash budgeted EVERYTHING. She was extremely disciplined and we never went without anything. Love my mama ❤

[irrsss]

He made it out of Venezuela. It might take time but he is gonna 100 percent going to get through this! He is resilient af

[miapestano]

I hope we get another financial audit in the future with his wife. Juan has shown that he’ll work hard for a better life, so there’s little doubt that he’ll make it to where he needs to be! Good luck to him and his wife :)

[Nerdificationing]

Juan wins the award for MOST LIKEABLE guest

[SpoonHurler]

People complaining about "why don't they do it the right way" need to listen to this guys story. The right way is absolutely insane and run by the same people who couldn't make a functional home page in two years. I really hope he gets his green card, it should NOT be this hard or expensive.

[maclaindrake]

His immigration process sounds as crazy as some of these debts these guests have. Made respect for him to get this far in it.

[tarasmith]

So nice to see a complete range of people in all sorts of positions with income and debts.

[Milweb]

I badly needed you 7 years ago! But all good now. This is great education for the younger generations that I wish someone taught me when I was in my 20s. Keep up the great videos!! ❤

[beekiebookie]

Caleb at 22:00, he doesn’t have Amazon Prime, that was PRIMERICA a MLM insurance company… 😢

[MeghanGraceDIY]

As someone who opted to do a small “court house wedding” in lieu of a big wedding to save $$, the pressure to spend spend spend for your wedding is INSANE. We felt so bad over not being able to invite all the people we wanted and are hoping to have a bigger party when we are financially able and it won’t put us in crazy debt

[Joe_Serious]

Caleb, please do some research into Primerica, and contact Juan with an update. It is an MLM.

[aranteen]

This has to be the first episode where I have full confidence that the guest will sort this finances out. In fact, with his wife’s income added when she gets one, I think he can easily get this done in a year. Especially considering what he’s already overcome immigration wise.

[aleeh]

As soon as he started talking about his immigration process I knew exactly where he came from, because.. same. Coming here and having to wait months for a work permit and depend so much on having everything done on time is incredibly stressful and also costly, I think people born and raised here in the US truly have no idea of how difficult it is. To add on that knowing a lot of the people that move to the us have no idea how this country works and make so many financial mistakes and wreck their credit so early on. I know he will figure it out but it so much hard work, kudos to him for putting his situation out there for all the people that have no clue how hard this process is and how expensive it is.

[sailorscorpio]

Thank you for having a Latino immigrant guest on. So many people are in this situation and I just know this video is going to help with clarity and help us feel seen.

[allisonisis]

Caleb, please come up with your own financial app so I can hear notifications of you yelling at me when I make poor financial choices.

[SolitudesSanity]

If there's 2 things I can take from every video: it's either stop spending money or get a better paying job. That's what every video boils down to, and it makes me feel better knowing that finances are in fact, NOT rocket science.