Pay Off Car Loan FASTER

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[joshuabenoit]

Have you seen new car prices today? They are doing loans for 8 years now because of these ridiculous high prices. I always pay extra on principal to get a loan paid off early and have never paid a loan to the end of term. Another good tip is to keep paying a car note into a savings account after you pay off your car that way you can buy the next one cash.

[dcdc]

There is no magic here, what she’s doing is throwing any extra money at the end of the month against the loan. You can do this without all these complications.

[kam]

One thing I do love about your videos is actually stepping people through the process, too many people just say the words and you lose the critical steps.

[richeats]

This works, BUT only if you are extremely disciplined. Most Americans I know cannot and should not do this. It will get you into trouble. Just pay extra on your monthly loan when you can.

[TristenHernandez]

I’m blown away her expenses Are only 1572. Let’s get a video on how she did that!

[cwglindn]

Personally, I paid off my loans with the extra cashflow. Getting a PLOC requires discipline and accountability, which most people struggle financially with, and could lead to greater damage. This method works, but the danger of everything becoming an emergency solved by credit it what is trapping most people. Use your cashflow to pay off and then start saving your cashflow to pay things off (with a reward card if you want to play games). Delayed gratification will save you.

[HK-Guy]

Take the 1333 “cash flow” and add to the back end of the car loan every month. This drops the total interest on the loan. Then use the credit card for the unforeseen expense. And don’t go on “vacation” until car is paid. 1333 X 9 = 13, 330, done in 8.5 months.

[michaelwatkins]

Good video, and its nice to be presented with options that perhaps I haven't considered before.

[chessyoshi]

So what you’re saying is that you can speed up your debt repayment if you have a $1300 budget surplus every month. This is amazing new financial wisdom!

[kevinx]

I'm just a guy who worked himself out of debt. I don't see how getting more debt gets you out of debt. God bless if it works. I say suck it up for a year and plan for a year out. See how much you can do. It's harder when you have a family or other mouths to feed. I went from a low credit score to 850 by doing it the old fashion way. Success builds on success.

[ehderguyyashootadeerorno]

One thing to consider too is only one vehicle payment per couple at a time. What we do is first buy my wife a new car, trade in the old one paid off title in hand, plus a check, finance it for 72 months but make double payments to pay it off quickly. After 2-4 years once it is paid off (or a few years later) then look for a new truck for me and do the same thing. This way if we lose a job we can drop the payment down to like $300 pr $400, and we always have a newer reliable vehicle at any given time.

[joseacruz]

It is beautiful!! Yes my dear. I’m fascinated with the way you teach all this. A very good way of paying debts quickly.

[bigbaby]

People do not understand the gifts of credit but once you understand the Conspiracy of Credit your life will be an adventure. I understand very well on how the game is played. Some do not understand the concept of building an empire with your credit. Like they say cash is king but it’s so false but credit is a powerful tool to bring you millions

[jonjr]

I live like my late parents. If you cannot pay for what you like in cash then you don’t need it! I have no credit cards, no loans etc.
I pay for everything in cash!

[sharongraves]

I just discovered you and the knowledge you are sharing is AMAZING 👏🏾, I just paid off my car loan today, using your method. Were have you been all my life. The information you are sharing is such a blessing 🙌🏾. Thank you 😊

[stevesworld]

I remember when I saw David Copperfield in Vegas. He cut a woman in half... That was about as real as your arithmetic. Just pay off the loan... paying the 286/ month and the additional 1, 333/ month he'll have it paid off in 7 months and no stress or temptation from an additional loan or credit cards.

[mikimiki]

Here’s simple explanation for paying off any loan early
No whiteboard need it
Each month you make regular payment if you have any money left after inflation takes 75% of your income than apply to the principal of the loan 👍🏻

[janaenelson]

Love it I almost understand it I’m a watch it again and I’ll be 100%. Thank you for the information.

[tamashucsko]

I truly loves your videos. Can you make an informational one on student loan. I need help and I believe you have the knowledge the help many people like me! Thank you in advance moss Vanntastic!

[qwertypower]

I love you -- thank you for this channel!