#1 Strategy to BEAT INFLATION: Laddering OUT & IN Annuities Explained

Discover the #1 strategy for maximizing annuity income in retirement. Most ask, "What is an annuity," but the real question should be, "How do you maximize an annuity?"

In this video, we compare SPIA, DIA, and Hybrid Pension annuities with CDs, MYGAs, and traditional market investments. You'll see the pros and cons of each option and how they measure up in the fight against inflation.

We’ll also introduce a powerful strategy that most people have never heard: Laddering OUT vs. Laddering IN. Learn the key differences between these two approaches and how they can significantly enhance your retirement income, ensuring you have a steady cash flow when it matters most.

Whether you're just beginning your financial planning journey or refining your existing strategy, this video will give you the insights you need to make informed decisions.

Don't miss this opportunity to get ahead of inflation and secure your retirement!

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What's the Beat Annuity & 5 Types Income Riders

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KCIIS (KC Independent Insurance Solutions, LLC)

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📖 CHAPTERS
00:00 #1 Worry in Retirement or to Retire Early 
01:35 Can Your Investment Beat Inflation While Taking Withdrawals?
02:52 Why THESE Investments in Retirement Could Deplete Your Funds
4:40 The #1 Problem with Income Annuities
6:25 #1 Strategy to Guarantee Inflation Protection
7:20 You’ve never heard of this Laddering OUT strategy!
9:16 Your Advisor Didn’t Teach THIS to beat inflation!
12:04 How to Cover Inflation Past 100 Years Old!
15:07 “Living Past 100 Complicates Retirement!” (Washington Post)

#annuity #hybridpension #retireearly #guaranteedincome #lifetimeincome #kciis

[kciis]

Would you like to know what your lifetime payout numbers is with a Hybrid Pension? Comment below!

[RichardKeiper]

Yes, I absolutely would not have anticipated hearing payout percentages that high! I thought, or was led to believe, that 5% was what to expect.

[Jennyli]

I am watching many YouTubers retirement strategies. You two are the best by far! If there is any one I can trust, there will be you! I will definitely consult with you soon.

[bobbicarrillo]

Love these Videos. Very helpful. Thanks Anne and Kai

[guzzi]

Thanks for your videos. They are for people that might live a long time. There are several videos that show what the average person has saved. For many, it is Not Much. Sad. It gets to a point where they are a little late trying to build money that will last for many years. I have also seen your videos, slamming Annuities. I have two Fixed index annuities that have done well. I also have a CD Ladder that doesn't care what the markets do. There is also a chance that when anything matures, the Rates could be much higher. The key is Getting out of debt so you have an opportunity to save. 401k's were one of the greatest things to help people save money and not notice a lower income, versus cashing your paycheck and trying to put some back.

[jakejiang]

The dogs are so cute and the content are so simple to follow 🎉

[kciis]

Viewers, Any comments from "Cynthiafreshman" is a scam.

[billjonas]

So, you are saying fund 3 separate DIAs, each having an income rider?