Honest Revolut Ultra Review: Why I Paid €540 for Another Year

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In this video, I dive into why I decided to renew my Revolut Ultra membership for another year, even at the hefty price of €540. 💳💼

We'll break down the benefits and perks that come with Revolut Ultra and whether they justify the cost. From exclusive features to enhanced financial tools, I’ll share my personal experiences and how this premium membership fits into my financial strategy.

If you're considering Revolut Ultra or just curious about premium banking services, this video will give you a clear, no-nonsense look at what you get for your money.

[tomaswainy]

I've used Revolut for my main bank for about 4 years now. I did not know they added a savings account with interest!! They didn't when I first started and never saw any announcements for it. I've had cash sitting in my accounts doing nothing for so long, so happy to see they've finally added proper savings accounts with interest. Glad I watched this video! Thank you ❤

[BrianMay-szed]

Hey Kai, would be interesting to see a Revolut Ultra vs American Express Platinum video. They both seem similar, especially now that Revolut introduced "points" you can convert into airline miles, just like Amex does.
I get that our Amex cards have much fewer benefits than the US version, but still Europeans enjoy similar benefits similar to Revolut Ultra (lounges access, discounts, points, etc .) And not to mention, the yearly prices for both cards are almost the same.

[lukasabater]

Hey mate! Super informative video about Revolut. I am a proud Metal holder myself and couldn’t be happier with the way Revolut has worked for me. I started with the free plan, went to premium, switched to metal and now considering Ultra plan; but not convinced however. Not because of its features, but because I think that Metal works more than fine for now. I also wanted to ask you if you know of someone that has been in the situation of using Revolut’s Insurance… I go on holiday in 3 days and I am confident that my Metal Insurance covers me just fine! Keep it up💪🏼

[BrewedIt]

Traditional banks generally don’t charge account maintenance fees. Revolut does. While not a lot, it’s another subscription user pays a fee regardless of non usage.

[MyblindLife]

hi, what do you use for your subscription tracker thing, its a really good idea

[giorgiomaria]

Thank you so much, I was really looking forward to watching your updates about Revolut

[osamaali]

Hello Kai .
Thank you very much for the detailed explanation.

I use Revolut as my second bank account. However I travel every month. I currently am on the standard plan, my first enquiry: do I get cashback in case of using Revolut Stays on standard?
Secondly: do you recommend an upgrade in the plan given the fact the monthly travel factor?

[solidshot]

Hello Kai, i have a question.
Next month i will start my 4 nonths trip trough Asia. I will visit more then 9 countries from Malaysia to Japan. I have booked many flights and i was thinking about upgrading to Ultra considering i am right now with Metal plan. Do you suggest to upgrade it to Ultra? I was thinking too that my 3 friends which i am travelling with don’t have ultra, so they won’t be able to enter lounges? Thank you

[MillionaireJourneyHubz]

Well done, Kai!
Super video, my bro.
Love the Revolut vids!

[blingyman]

I’m living in Qatar and send money back home to the UK each month. Costs £30 each time, would the ultra plan remove this cost? as the Revolut account is the receiving account and not the sender. Thanks

[benbukerakadonbenito]

Thanks Kai for the big value you brings to use constantly just keep going you the best !!!

[Tido-Dito]

Thanks for another great video Kai !
By the way: I have Revolut Plus plan because that gives you priority in the support chat (In case something is wrong with money it is very nice to have quick support)
You said Revolut does not allow you to transfer your shares. Any news on your Trading 212 transfer to IBKR yet ? 🙂

[Reizzzzz]

I have an ultra account and just created a pro account in it.Should i order and use the pro card for the cashbacks or can i still use the ultra card?

[ChristopherJohnJackson]

I live in Jersey, where there is no cash back or saving interest, also no Pro version, for people in Jersey I don’t recommend going above Metal, unless they travel quite a bit :)

[osamaali]

Great video !!
I have been in Revolut for 2 years..
I barely use it for bank transfers. but now, thanks to you, I am thinking of using it for increasing my finances..
As a person who can spare 200 to 300€ a month, how do you recommend I utilize Revolut?

[jonasweckerle]

How much do you spend per month? What do you think you need to spend at least so it is worth it?

[Jun-zemm]

Hi Kai, can I know which country your Revolut is registered in?

[globoliver]

In which country is Ultra only 45 € per month??
The lounge access is ridiculous in my experience. The lounges are nearly always in the wrong terminal or on the wrong side of the access control area, the good lounges are mostly not Dragonpass partners, and there are (nearly) always stay time limits (like 2 or 3 hours) while a lounge would be the ideal place to stay and rest some time on longer layovers. I don't know if it was better before they changed to Dragonpass about a year ago.

[LilHoshiofficial]

Then, if I dont gain points on Revolut pro but I have points In main account What do I use???

[alwayslearning]

Does it matter how big transfer is with revolut?
is it still free?