August Monthly Budget & Paycheck Budget #1 | Paycheck To Paycheck Budgeting

Paycheck budgeting! Monthly budgeting!

I don’t include any Pennies Not Perfection income here and instead use that to pay debt directly on Transfer Tuesdays!

WE USE*:

Today I'm walking through my July paycheck budget plan breaking down our monthly estimated budget for two adults and a 1 year old. We both work full time and this is our take home income that I am budgeting. I cover bills, variable spending expenses, sinking funds and the goals for the month. I recently started with a pay yourself first model so I make sure we are saving and paying off debt before anything else so I walk through this process.


Some other helpful budgeting videos:

Everyone does budgeting a little bit differently and that's ok! It's great to keep trying new things and styles and found out what works for you. The important thing is that you pay attention to your money!

#budgetwithme #budget #budgeting

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SAVE MONEY*

INVEST & EARN MONEY*

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CONTACT ME:

Mary Thompson
P.O. Box 240981
Memphis, TN 38124

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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!

*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.

[JesGraggHampton]

I love that you show making mistakes on your budget, we all do it! haha
Would you ever do a video on your experience with Robinhood? I'm just curious how it works exactly.

[joymae]

Love that you are saving in advance and still making time for investments

[QuesttoFIRE]

Hope you enjoyed the beach trip!! Hubs and I are missing fishing! 🎣

[theunguidedlifewdee]

I love the setup and the walk through of your budget especially when you have to make adjustments. Enjoy your trip.

[donnajo]

August is a tight month for me but i'm going to make it work. Great job on your budget.

[jykirachanelle]

Thank you for sharing this 💙 This was so refreshing to watch

[FunandBudget]

Thumbs Up! Like #238...you're rocking it!!!

[mrsbs]

Enjoy your vacation & get some rest!!!

[bsquaredbudgets]

Hope you have a lovely relaxing time at the beach!

[anointedcountrygirl]

When my bills are off balance with the paychecks I call and get on a different schedule.

[ayannafraleymoore]

I thought you did budget for gas on your pre-budgeting worksheet. On your monthly budget worksheet you put $150 for gas, but then on your paycheck number one worksheet you were concerned that you forgot to pre-budget for gas. It looks like you were actually very much on top of it, or did I miss something.😊
Have a great vacation!

[RoadtoFIRE]

Hahah we call it school here as well. My son is only 3

[BudgetingDee]

Omg!! Penny is starting school!!! 😫😫😫 someone stop time from moving!

[dawnchildress]

Just wondering...I noticed that you didn't budget for your student loans that you're working on. Do you typically just pay those with your side hustle income or do you typically have a line item in your budget in order to have a payment from your regular income? Thanks for all the great info!