Why I Don't Use Instarem Amaze Overseas

NOTE: THIS IS JUST MY PREFERENCE.
Many of you have asked me since I'm accumulating miles why not spend using the Instarem Amaze Card while I'm overseas. Even though I'm able to accumulate miles, the exchange rates on it is just much lower. Knowing the fact that I can get better rates using YouTrip, Trust and Wise, I'd much prefer these multi currency cards for overseas transactions.
✅ Better Rates = More value on my SGD
I'm not going the route of buying miles.
If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcome!! 🙂

Multi Currency Cards for Travel (ranked to 'best rates')
🌟 TRUST BANK ➡️ Receive $35 NTUC Voucher - Referral Code: 69F3T6UM

------------------------------------------------
Connect With Me
------------------------------------------------
👋🏼 Instagram — @demiizhuangg

------------------------------------------------
Books that Changed My Perspective (Life & Money)
------------------------------------------------

------------------------------------------------
🇰🇷 Related Essentials
------------------------------------------------

------------------------------------------------
Disclaimer
Some links above are affiliate link. I earn a little at no cost to you!
Hey guys, I just wanted to mention that with all the videos I've posted to-date it should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡
------------------------------------------------
#multicurrencycard #travelcard #demizhuang #instarem

[seamuslam]

I think you can look at the FX spread vs miles in a different way. how much does the FX spread u saved (e.g. $25 in ur case) contribute to ur next flight ticket vs the 3900 miles u could have earned (assuming 4 mpd) + 0.5% rebate from using amaze.

[josephpark]

You've used wrong comparison.
You should compare Instarem Amaze rate VS Youtrip rate instead of Google rate.

Even Youtrip's rate is wrose than google rate.

[ryanyoutube]

Theres also a instarem point system where you can convert to grab wallet. I think 2000 IP for $20.

[jw-l]

What about revolut? Can transfer the balance back to bank but youtrip cannot

[leechinteck]

hi demi, at 4:15 u mention it converts citi rewards to 4mpd in amaze at local spending. is it same if i pair citi premier miles card to amaze and 1.2 mpd also convert to4mpd?

[Mew]

good video. unlike honey money sg who is a simp for instaram amaze and still call people simple if they don't use instaram