What interest rate cut means for real estate, car loans and debt

The Federal Reserve cut interest rates by 0.5% — the first decrease since 2020. NBC’s Vicky Nguyen joins TODAY to discuss what the interest rate cut means for your wallet and shares tips for the housing market, car loans and credit card debt.

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#interestrates #money #loans

[SarahJeffy]

I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?

[tatianastarcic]

I see the rising interest rate as a very big problem, as more investors will definitely pull out more money from the real estate and Stock market. This might have worked when I was still invest-ing with a couple thousand dollars, but it is more difficult now to decide whether to pull out more than $365k from my port-folio. I know some inves-tors still make that despite the strong bear market. In wish I could pull that feat

[benjamindavidson]

The Federal Reserve is aware. They have no intention of combating inflation. They will not stop inflating, and commodities and stocks will rise in tandem with everything else. You can't merely hoard cash and wait for the market to crash; instead, you need to make your money work for you by starting small and accelerating your purchases as the market continues to decline.

[Brandon]

There is an equal market chance associated with each crash or collapse. I have seen people accumulate up to $1 million during a crisis, and even make it work in a strong economy if they are prepared and well-informed. Without a doubt, the bubble/collapse is making someone wealthy.

[richarddamien]

With the recent rate cuts, my portfolio, heavily weighted in laddered T-bills and bonds, has taken a hit. I'm concerned about further losses and unsure whether to rebalance, liquidate assets, or ride out the volatility. At 52, the stakes feel high, and I'm starting to feel insecure about my financial future.

[brianwhitehawker]

Some experts think the fed decision could boost certain industries, while others warn it might increase inflation concerns. I'm reviewing my $600K portfolio allocations and I'm curious about strategies to respond to these potential sector impacts.

[Duttonmuffins]

Man, the Fed rate cuts are starting to mess with everything. I mean, they were supposed to help, but now I’m feeling the pinch. My savings of 600k is basically giving me nothing, and the market projection is all over the place.

[elizabethella]

Great video! I really have a question. For someone with less than $5, 000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach?

[luggagecombo]

Average price for a used car is $27, 000 and that's fantastic?

[LisaBody-qo]

Looks like I’m never selling my house or buying a new one. Not giving up my low interest rate.

[DonaldMark-nese]

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

[jimmyjams]

Inflation is too high. Costs are too high.

[Twotonetonyy]

That's it I'm calling Dave Ramsey 😂😂😂

[dantesinfernopurgatory]

>What interest rate cut means for real estate, car loans and debt
Absolutely nothing.

[dianarabbanii]

What's the most effective strategy for investing during this period of volatility? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a potential bubble.

[GeorgeSchneider]

Low interest rates don’t fix inflated housing prices. The affordability case is still rampant

[CyrusZerbe]

Borrowing on a depreciating asset like a car is financial idiocy.

[erLA]

She is talking like everyone out here has 800 credit scores..

[velocityhawk]

Why would 3 percent be gone forever ? This is some BS.

[BraunRob]

The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future..