What Does the Fed Interest Rate Cut Mean for You?

The Federal Reserve lowered the interest rate for the first time since 2020. Jeanna Smialek, a reporter covering the Federal Reserve and the U.S. economy for The New York Times, explains what the half-percentage-point cut could mean for the economy, politics and you.

----------
Whether it's reporting on conflicts abroad and political divisions at home, or covering the latest style trends and scientific developments, New York Times video journalists provide a revealing and unforgettable view of the world. It's all the news that's fit to watch.

[evelynlukmon]

The Fed talk of interest rate cut leaves me pondering what stocks to buy now and when do I sell? I'm unsure how to properly spread my money to achieve an optimal portfolio in this present economy, my goal is $3m for retirement.

[shellywhite]

I've been an investor in Apple because I strongly believe in the company. I've always believed in the stock, but now I don't know whether to re-distribute my portfolio and put some money in Nvidia. especially now that we are experiencing a market correction..

[DonaldMark-nese]

Interesting, the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250, 000 stock portfolio> I'm seeking advice on the best strategy to capitalize on this current bear market.

[AdamWrightfool]

As the election gets closer it is important to examine the potential impacts of policy modifications on market expansion. Election results can impact the performance of industries, create market volatility, and necessitate adjusting your investment strategy in light of potential constitutional amendments.

[Wubby]

Means a LOT to me, my CD rates are going to plunge.

I have no debt [no credit cards, car payments, personal loans, mortgage, etc.], I don't pay anyone to borrow money, and it's clear being a saver is anathematic in this environment.

[ThunivuChilla]

Mention that 'This target is the rate at which commercial banks borrow and lend their excess reserves to each other overnight'

[PaulStephenRudd-ub]

The rising <<interest rate can surely control inflation, but won't prevent erosion of the eroding purchasing power of the US dollar. I have learnt my lesson this time. The banks can't be making money off my money, while inflation eats into it. I have set aside 650k to invest in the stock market now, since that keeps up with inflation, but I don't know how to get started.<<

[sleepytimeshecomes]

this fed did cut for the current admin cause they are in trouble and loosing to Trump.

[key]

it means nothing to people outside the US, you're taking debt on our expense without our consent, and that's the end of the story.

[invisiblesun]

Better mean a higher COLA for the incoming avalanche called inflation

[youngzr]

I’m not borrowing any money any times soon, but if I do it will be cheaper. All I know is that my stocks are at an all time high 😃

[homewall]

It means they want you to go into debt and not save. That's the actual American way when you let rulers set prices by central planners and allow it's own ridiculous debt spending levels to grow ever faster, but keep their interest payments "a bit" lower.

[jujubees]

What a tricky course to navigate. We don't give the Fed enough credit on the tremendous job they did bringing inflation down.
But they still have a lot of work to do

[verycautiousbeing]

With markets tumbling, inflation soaring, and the Fed cut on interest-rate which means more red ink for portfolios. I'm still at a crossroads deciding if to liquidate my $125k bond/stock portfolio, or are there ways I can safely profit from this volatile mkt?

[db-jkdl]

What's with the cheesy background music to accompany state propoganda?

[ChristopherFowlkes-yl]

Robinson Joseph Gonzalez Karen Hernandez Nancy

[annabrown]

IT MEANS NOTHING WILL CHANGE PRICES WILL STAY HIGH AND KEEP GETTING HIGHER BIDEN HAS GOT AMERICA INTO A DEPRESSION HE WILL REAP WHAT HE HAS SOWED

[mcdiamond]

the truth is, it doesn’t mean anything to me