Don’t Let a Good Reason Become a Bad Excuse | July 22, 2024

The Ramsey Show (July 22, 2024)

Ken Coleman & Jade Warshaw answer your questions and discuss:
- "Should I sell my house to get out of an abusive situation?"
- "We just lost our house to a fire,"
- "Do I still have time to save for retirement?"
- "What is a reverse mortgage?"
- "Should I wait to pay cash for a house?"

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[jeremiahsmith]

John Deloney is at home watching this kicking himself he can’t ask this first caller if she’s safe 😆

[ClutchSling]

Law school wife is freakin insane! She’s fallen in love w ideas rather than being realistic about what is

[dontbeacrabgetglad]

I love the show generally, but it is so inappropriate for Ken to react so aggressively and tell that woman not to have kids and wait for years... That was just such an overblown reaction, and we should be encouraging people to have kids not the other way around. I understand the importance of being financially stable prior to kids but he should have framed his response more like that instead of freaking out. I know too many girlfriends who have waited too long to have kids and cant have them anymore.

[sweetfayce]

First caller. DO NOT TELL ABUSIVE HUSBAND "YOU'RE LEAVING " . Ken, that's not wise.

[AuntGrace]

😮First caller. You’ll should have leaned in more for her safety. You only said it at the end. She can’t say those things to him alone. 😟

[dustydonna]

Happy birthday Ken!!! I'd go on the cruise just to see Ken. He's the best!

[GabrielSather]

Ok, this got me fired up! That caller was right about getting started with having children as early as Especially if they want to have 6 kids! These days, fertility is a MAJOR issue, and the rate declines significantly as a woman ages, even at the age of 24-27! Debt is definitely important, but this issue of having a family is as important if not more so these days. The stability of this country is based on having strong, solid, healthy families. And after that, stay out of debt the best you very well can, for goodness I agree with Jade in that, get started now, but plan along the way to reduce your expenses and pile up the money so you don't have to go into debt! Way to go for wanting an amazing, large family - LOVE it!!

[kristencampbell]

Totally agree with Ken's 2 questions that leaders should ask their direct reports every week. How are you doing? How can I help you win? Spot on.

[monicadhenderson]

Aint nothing wrong with wanting 6 kids!! It was 6 of us & today Yahweh Bless me to birth 2 & bonus 4!! Im sooo happy I got 6 kids!!! Enjoy 😊

[rosedewittbukater]

Ken telling Valerie to not have kids until they have enough money is 100% against everything I've heard from this show in a decade. I hope he gets a stern scolding

[bmbb]

Surprised Ken told her to wait to have kids. We don't usually hear that advice! I agree with Dave on this topic

[robertrosiello]

I would love to see Ken and Dave pictures after the cruise dressed up as Gilligan. And the skipper.

[lorieslater]

The caller with the mother who wants to do a reverse mortgage: if the house currently has a mortgage, when the reverse mortgage closes, the money from the reverse mortgage first goes towards paying off the current mortgage.

Hi! I am a Latin American living in the United Arab Emirates. I have been listening to your show for months now and have learned so much. Thank you for sharing your wisdom. I wonder if you offer financial coaching and advice for us expats who need to get smarter with finances as we handle our funds in multiple currencies?

[brooklynkelsey]

Aw Valerie have kids when you want!! That was terrible advice from Ken. Just do not get into debt. Get a job that will give you maternity leave and work whenever you can. Don't put off having kids, just be responsible with your money. Obviously kids are super important to you and it's possible to have kids and not get in debt!

[theallencompassingchannel]

Jade has got to be the most beautiful mathematician I have ever seen

[jeremydenton]

Valerie (Law school wife) has made her mind up to do what she wants. We planned to have 2-3 kids and ended up having 9!! Family planning doesn't always go according to your perfect little plan. You might plan to have 4-6 and have only 2. Never know.

[chillmane]

Can’t wait for Dave’s reaction to Ken’s response to Valerie. Getting my popcorn ready 😂

[Nardaa-oxbe]

Valerie, you don’t take out loans to stay home and have 6 kids. You’re already spending the man’s future lawyer income and he hasn’t even started law school yet!

[rwill]

She counting her chickens before they hashed