The Fastest Way To Pay Off Debt in 2025

What if your goal to become debt-free in 2025 is closer than you think? In this episode, you’ll learn how to finally ditch your debt in the new year with six action steps you can start today.

Next Steps:

Connect With Our Sponsors:

Listen to More From Ramsey Network:

Ramsey Solutions Privacy Policy:

Products:

[ninerknight]

I consider myself a Ramsey follower even though my emergency fund is 8, 000, I meet the 401k match while paying down debt, and avalanche instead of snowball my debt. I feel Dave approved because if he knew me personally I feel he would approve. I have several advanced degrees in math and statistics. So avalanche gives me much more satisfaction and motivation than snowball. I love Dave and his crew that have helped me go from -550k to +500k net worth in 6 years!

[Michelle_Ellen]

I donated plasma twice a week for 8 months straight (in addition to everything else.. cutting expenses, side gigs, etc).
FINALLY DEBT 🎄

[OPCollector]

I have paid off $20000 of debt since August of this year. Still have $22000 left. Cannot wait until I am debt free!

[Ireclaim_Journey]

It feels so good to live every single day without any debt. not owing anyone. 2 years of living debt free and bought the first Airbnb this year.

[RampKevorkian]

Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024

[RicardoTChambless]

How do most of you guys still balance life, even with the downturn of the economy and ever increasing life standards. I pray that anyone who reads this will be successful in life✊🙏🇺🇸

[k-macky]

It’s mathematically impossible for me to become debt free this year but still watching as if it’s a real possibility 🙃

[nancysmith]

I’m debt free have a great savings 76 and plan on spending quite a bit on travel this year

[LetsHelpOneAnother]

These are the types of topics my channel will be about. I used the advice of YouTubers to pay off over $32k in CC debt. It really works and the snowball system is addictive and provides a sense of accomplishment as you go. Great advice, Rachel. Let’s Help One Another

[pix.]

Should I try to settle each of my cards and pay with retirement loan? I have a1 for 1 match up to 6%

[reviewsbygen]

We’re debt free but I’m not happy. I’m not happy that I feel like I can’t experience things. We still don’t have enough for me to be able to work (daycare is more than my teacher income), we still can’t travel. Yes I can wait to travel until I’m 65, but what if I get sick… all the kids in my kids class are going to Disney World while we go to the Wally World… the moms have Uggs and Lululemon leggings and I’m here in my $29 sketchers and thrifted leggings

[HOLDXSTEEL]

Make a lot of money? Yeah that would be cool oh