How To Get Approved For An Auto Loan Without A Job/Income - FICO,Dave Ramsey,Wallethub,Dealership

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How To Get Approved For An Auto Loan Without A Job/Income - FICO,Dave Ramsey,Wallethub,Dealership

[FlexSZN]

Auto lender only verify income on about 7% of auto loans. Most people’s credit score and credit history is enough on its face. The key is to improve your credit and credit profile.

[CSar]

All ma drug dealer an scammers out here taking notes 😂💀

[bumpylump]

You 100% right. Just let the dealer do what they do. For one they want the car sold, also they all work together everyday on the phone. If you go in and present yourself right. Guess what? Deal going tru.

[scrilla]

a dealership once lied to the bank about my income my score was only 640

[Floof_Factory]

Which bank or dealership financing will the not ask proof of income if your credit score is over 650? Mines 734

[play]

This video is actually not crazy at all during these times where most of us are now on unemployment 🤣🤣🤣

[JoseMartinez-ovom]

True I just purchased a 2023 Silverado with out proof of income
The reason I’m here is I want to refinance but when it come to refinance they do ask for proof of income
And I get payed cash do you know a way to refinance

[dannydlowbikertv]

Yeah well do i do? Im completely srick right now. I am hired at a good job but i cant get there. Poor credit, no proof of income, and no money down? A circle of im screwed

[nathanthompson]

I have a 769 credit score but I only have a limit of 500 and only had credit for 9 months and no proof of income will that affect me financing a car.

[Turkeyrolls]

Yeah. That part about banks not asking about poi if your credit is high enough is absolute bull. My credit score is 715 and has never dropped below 700, I get asked for proof of income at every single auto loan application I do online asks for one. I even work for doordash and a dealership says they don't accept that as proof of income.

[clarabartha]

Fun video, Calvin, love the stories.

[ZachAtaxx]

Guess what, I have a 720 credit score, I have been self employed for pretty much 1 year, the credit union pretty much lied to me saying they would accept bank statements and when I did the pre approval they told me they don't accept bank statements and they needed 2 years of tax returns, 2019 I worked for my dads friend right out of highschool then I quit that job the beginning of 2021 to focus on my business which I am still running. They just pulled my credit score for nothing basically and I have another hard inquiry I have to get rid of now, so annoying.

Edit: Maybe I should go to an actual dealership? Just know what to look out for when they start adding unnecessary things such as warranties, etc.

[christopherfuller]

Im just starting a business, should I input my projected salary when asked for my income amount on an auto loan? My credit is in the 800s

[Lenny]

Thanks for that tip. Is that the way it usually works in all states ? I saw a video the YouTuber said that when you go to a dealership to look or to buy, he said Do Not let the dealership run your credit as soon as you walk in! He said to first work on the selling price of the MSRP. Is that a good tip not to let a dealership run your credit right away ?

[Ambientdreamgirl]

Cracking up at the end…” You ain’t paid nobody “😂😂😂😂

[aviaparker]

thank you for sharing this was so helpful you have no idea!!!

[mysticnj]

Thank you so much for this video! I need a newer car badly, I’ve cleaned up my credit but my scores all inconsistent: 668, 614.607! The truck I want has been sitting for 5 months and now has gone down 5k it’s a 2016 certified used.
what score will they look at and will these inconsistencies make it harder with no income? Thank you!

[vickyskye]

which loan companies did u tend to see ask the least amount of verification if u have a high score

[jordanalbright]

Hi! Is this strategy used at dealerships, only when you go with their financing?

[spencerclark]

I'm 18 and I just wanna $13000 auto loan - I have like a 760 credit score and I'm hoping they don't ask for proof of income because I'm self employed and never actually worked for anyone. Any tips to show proof of income or get approved are greatly appreciated. I haven't applied for the loan yet....this video does seem to be good reassurance for me, thanks!