Personal Finance Tracker for Beginners (template included)!

💵 If you're watching this video you know that keeping track of your spending, expenses, and net worth is necessary for financial well-being, but what's the best way to do that? In this video, I share a Personal Finance Tracker for Beginners to use (template included of course) and show how - by just spending 10 minutes a month - you can be more intentional about your spending!

I have nothing against budgeting apps like Mint of course, since I've used it myself a few years back. But I've found that in order to be more mindful about my spending, I needed a more manual approach since I would literally SEE what I was spending money on and REFLECT on whether that was a sound purchase decision or not

So I decided to create a personal finance template on Google Sheets that would help me keep track (broadly speaking) of my monthly spending and my net worth (although that obviously fluctuates day-to-day with my stock investments). But, thanks to the 80/20 rule, I believe this is a healthy balance between not over-stressing and still being able to know I'm doing the responsible thing financially

If you end up using this budget tracker (and if you use other budget / spend / expense apps like Mint), please do let me know how you find it! 😁

TIMESTAMPS
00:00 How I used to track my Personal Finances
00:47 Objective of this Personal Finance Tracker
01:18 Track Your Spending (step-by-step)
05:24 List Top 5 Expense Items
06:28 Track Your Net Worth (step-by-step)
08:44 Summary and Next Steps

RESOURCES I MENTION IN THE VIDEO

MY FAVORITE GEAR

MY FAVORITE SOFTWARE

BE MY FRIEND:

👨🏻‍💻 WHO AM I:
I'm Jeff, a full time Product Marketer. In my spare time I like to tinker with tools and create systems that help me get things done faster - or as one of my friends puts it: "Get better at being lazy" 😏

PS: Some of the links in this description are affiliate links I get a kickback from 😇

Disclaimer: My opinions are my own and may not reflect that of my employer

#personalfinancetracker #googlesheets #template

[JeffSu]

TIMESTAMPS
00:00 How I used to track my Personal Finances
00:47 Objective of this Personal Finance Tracker
01:18 Track Your Spending (step-by-step)
05:24 List Top 5 Expense Items
06:28 Track Your Net Worth (step-by-step)
08:44 Summary and Next Steps

[shandreedwins]

I'm a South African living in China and I'm so happy I came across your video. SO HELPFUL and applicable to me. I can't wait to get started. Thank you

[fermanbonninfaustino]

I totally agree with the content of this financial tracker. Been doing it for almost two years as a 'cashflow' monitoring in excel and ever since I have been very aware of my income and expenses as I am actively informed on my expenditures that I would usually call irrelevant. Got new ideas as well and will definitely update my formula as well. Thank you for sharing and more power to your page! kudos!!!

[Tyrone-Fields]

I like how you respect the time of the viewers, great content

[EpicLEGOmaster]

Oh man I need this so bad... Hero Jeff

[marc-antoinerivet]

Hey Jeff! love your organization content and your work, but I was wondering if you use a more in-depth technique or template including the expenses of each month (gas, car, food, fast food, outing etc. ...) to be even more intentional on the expenses that are not "essential" and that we can do without?

It would be really sharp considering that your explanations are precise and the templates are pretty fun too! ✌

[Stefdaddy]

U literally are changing my life. thank you

[shanicewebb]

Hi Jeff love your content is this spreadsheet still available?

[ayeishas]

I hit subscribe before the video even went into 2 mins! Loved how simple and clear you made this aaand it got me excited about making my own spreadsheet
Thank you 🙌🏼

[praveenmoghili]

That's one of the most simplest way of tracking the expenses and arriving at the next worth. Thank you, Jeff!

[daedra]

Jeff Su, I love you (more than before!)

[hadoan]

Hi Jeff!

Been a subscriber since last year when I was doing job hunting, now I'm preparing for my undergrad graduation ceremony then first corporate job (fortunate enough to get to choose which to go for, thanks to all your informative and eye-opening videos!), and this template comes in sooo handy as I'm trying to be more (adult-like) mindful with my spending habit, thank you so much! Till now I've been using only Excel spreadsheet like literally just list out all my spending every month and color code based on categories but it takes way too much time compared to this.. Definitely gonna try this out, and I'm interested in how you track your income as well, so super looking forward to that video!


Love your dad jokes and your reactions after cracking them hahaha, keep them coming! Hope you're staying safe and sane~

[thattaiwaneseguy]

Did you make that "Instagram Follow Me" graphic yourself? Is there a template for that?

[mohsinabdulsultan]

Hey Brother!! The Document says unable to open this time.

[geoffwalsh]

Hey Jeff - love your content man. Wondering if you can offer up more details on your God's Eye View. Cheers!

[gittanurvy]

Hi, thank you Jeff your template is indeed helpful for someone who beginner in financial tracker. I can’t find the way to change the currency in the spreadsheet. Is there any way to change the currency? Thank you!

[wueyTshuanMike]

Possible to create a portfolio tracker? Thanks.

[e-moll]

It's like you read my mind! That's exactly what I need

[kanavgupta]

just loved the video
getting to know these at the age of 18 so that i can start early is soo much good

[TheFrenchFilipinoGuy]

Doing the same thing on sheets as well. But in a more simple way since I'm not an excel expert =)