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What is refinancing break even (and why is wrong)?
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One of the major calculations that homeowners make to see if a refinance is right for them is the "break even" calculation. But, did you know that in 99.5% of cases, the standard break even calculation - which is cost of refinancing / monthly savings - is completely useless? That is because fees are usually rolled in, making a totally different calculation necessary. Find out how to know if a refinancing really makes sense for you in this video.
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