How Do You Determine What Your Premium Should Be For Infinite Banking

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[richp]

Hey Denzel another way instead of changing the premium/PUA split from 90/10 just add a term rider to get a higher MEC that will let you fund for a long time. My MEC is 30k and my premium is 3k plus the 800 for the term rider. This makes it more affordable it you couldn't fund it to the max or life happens your only committed to a lower amount. In my case that extra 15% would commit me to $7500 a year vs 3k plus the $800=$3800...thoughts?