Biggest Home Loan Mistake !

[Atleast]

Insurance company be like - zor zor se bolke sbko bta do

[rahulyadav]

In case of death life insurance will give money and that money will be used to pay the loan ..so loan protector is required and beneficial it will cover your loan ..have life insurance additionally..in case of death loan cover insurance will pay the loan

[finsaver]

SBI wale always push for this insurance

[babyunicorn]

Sir ATM se chutte paise kyu nhi nikalte aur market me chutte paise ki itni jyada shortage kyu hai isper ek detail video banaiye please.

[sauravnath]

You are right but not totally.. You must have a life insurance but also you must have a general insurance for the building.. what will happen if your home gets damaged/ destroyed due to any natural calamity?? At that time life insurance won't pay your outstanding loan amount.. So one must have both..

[vipulverma]

Ye bhi bata dete ki property insurance lena mandatory hai in every bank so that in case fire, burglary happens in the house then you could claim your property insurance amount. Primary security and collateral are always insured mandatorily by the banks in order to safeguard their loan amount.

[neerajmishra]

Hi Sir,
Try avoiding the home loan insurance. All the bank will simply reject you home loan application. I have tried with all the major banks. Even they know it is not mandatory but still they will not give home loan without it.

[hemantkokje]

Unfortunately I fell for this scam last year😔!! HDFC said that your term insurance cover is not covering the loan amount, so you have to go for Home loan insurance. Now when I try to close it, I am being told that the surrender value will only be deducted from the overall insurance funding amount which also includes Bharat grih raksha insurance. So no term insurance cover, but have to pay for the full amount.

[rahulkumar-nkpp]

On this topic i am totally in disagreement with u, home loan insurance should be must for every one.. I have seen the cases of death and immediate settlement of home loan as i have worked for 5 years in home loan

[AK-qjid]

Thank you Sir.
Wish you Good health and Prosperity

[mrprathamshah]

Life insurance premium: also have general deduction in total income

[buddy_info]

Great advice but the cost of both the insurances will be different. 1Cr life insurance will cost a bomb, whereas, with the homeloan or term insurance will not be that expensive. Or am missing anything?

[nadeemisrat]

Sir ye maine kha icici me, unhone kha ki rate of interest jyada hoga...
Thik h kar do... 😂

[siddheshsawant]

You should always get Home loan insurance even if you have life insurance because even if you jave Life insurance . You have to submit those insurance papers to bank and god forbid of something happens to you. Bank will settle the loan amoun but your family won't get money.
So its better to have separate home loan insurance.

[bhesheshwarvaidya]

finology one par yek vedio bano Sir jisme hame puri information samj aye🙏🙏🙏🙏Kay Kay sikayge please vedio bano sir

[AnilPrajapati-fzti]

Home loan protects your house from fire earthquake and many more things hence don't compare your life insurance with home insurance,
With just 20k one time payment you are secure with 20 years Of 15-20 lakh house insurance

[SURAJPAL-dwef]

Thank you sir for your valuable advice and information.❤

[rahulchhajed]

whethr property insurance is cumpulsary n case of home loan....if possible provide the relavant guidelines

[Game_ykik]

Bro, me home loan le rha hu, insurance lene se mna kiya to in hone bol diya agr insurance nhi loge to home loan nhi milega, and abhi thodi jarurat hai home loan ki because property koi tareeka hai to btao ❤

[DEVENDRASINGH-xzfq]

मजा आ गया sir ji इतनी प्यारी न्यूज बताई