Why Clark Howard Shifted to a Google Pay Digital Wallet

Clark Howard is making big changes to his wallet, namely switching to a digital wallet via Google Pay for many purchases! Contactless payment may seem odd and possibly unsafe, but Clark is here to talk you through digital wallet perks and safety. You can keep payment information, link rewards points and loyalty programs to keep all in one convenient place!
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[jerry]

Easily the best, clearest, and most understandable explanation I've seen so far on YouTube. Thank you!!

[musiccollector]

Very simple and professional. No wasted bandwidth. Thank you.

[alfredmalveo]

Wow  Thank you,   I am 75.  I'm not a dummy,   In fact I know a lot about computers, electronics and I try to keep up with technology.  

I want to thank you for breaking this subject down to plain English ( with a clear and distinctive voice ) that even an old-timer like me to a 13 year old child can Distinctively comprehend.

[txduggan]

I was slow on the uptake, too...have my CC's in iPhone Wallet and it's so convenient paying with my phone and/or Apple watch.

[Redvstrom]

I have been using digital payments for a long time and have never had an issue.

[antrod]

How does it work at restaurants. Do you hand the phone over with the checkbook.

[dennisdesmarais]

I like this guy. I watched his TV shows for years. Cool dude.

[robertbutler]

Leaving the Card at home is a stupid idea I have had trouble sometimes with the Digital Wallet app and had to use my card to complete the transaction.

[zeelog]

Two potential issues that affect digital wallets:
1) Back end digital payment servers/systems are down: Can affect you adversely if you don't have backup - but I always carry backup credit/debit cards securely on my person.
2) Scammers will pay using digital wallets and then once the transaction is completed, void the transaction. But this is true of other payment systems - but credit cards have a tracking system that can be contested.

[markreeves]

I can see using digital wallet is a good first choice but not all payment devices accept them.

[bobgowen]

What about autopay accounts (discount for autopay)? I have one that uses a bank account, & one that uses credit card?

[Wanfanel]

In Philippines they still don't know Google Pay but is working in 90% terminals there

[ponder]

You didn’t mention wether debit cards are secure on the digital wallet.

[lj]

Can you add Transit Cards for buses n subways on a Samsung pay app, especially if you have a Galaxy S20 with Magnetic reader?

Does Galaxy S20 FE support it?

[danielbernard]

I have been going back and forth on whether or not to set up my digital wallet on my iPhone, so thanks for the info. Makes me feel a little better about it.

[Thrive]

Hey Clark, could you do a video about Home Title Lock? I see a lot of ads for it. Is it help or hype? Thanks!

[pegwhite]

I am interested in learning more. Question: What happens if your phone or watch is stolen? I don't see people entering a code or anything when using the digital wallet . Also, I use an RFID wallet to prevent people from 'grabbing' my accounts with other devices. Is the phone/watch protected from that sort of acct / ID theft?

[larryreeves]

What if you lose your phone? What if I need cash from an ATM?

[micber]

Looks like a oneplus 8 pro and a samsung active 2 watch... just like me! I use keyring app for my infinity cards and google pay (not android pay since it was renamed about a year ago) for payments. It's faster than even a chip card insert.

[SSpees]

I will wait until better security and phone companies dont lose their customer data.