What Should I Do to Start My Business?

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What Should I Do to Start My Business?

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The first thing you do is go into massive debt, then call the Dave Ramsey show.

edkennedy

The entrepreneurial mindset mixed with a frugal/scrapy hunger can be an elixir for success. So many great business stories start with a great idea and creative ways to get things done on a shoestring budget!

moneybee

I like Dave's answer "they just want to hear someone say it out loud"

plantsthewin

I had 5k five years ago and started a hvac business in Texas, a one man gang I have so much business now I can’t keep up so finally looking to hire one technician, good luck! Oh I also took a $2500 business loan and it’s paid.

universalservicetechust

Kristy took the words right out of my mouth. I know Dave gets tired of answering the same questions over and over again

Lilbit

Pay the debt off so you don’t have that hanging over you while starting up the business

j.mney

When Dave does that voice I get the sense he is mocking Christi or Rachel.😆

djpuplex

Starting a trucking business takes more money than these two think... One needs either 20% down on a truck loan or $20k-$70k in cash to buy a used truck out right (plus the possible $10k-$30k+ repairs to get said truck road ready), or $140-$200k in cash to buy new. Plus one needs around the $8k for all the start up insurance and registration costs, plus fuel money and repairs on the road for at least the first month before brokers pay out... Their cookie cutter model does not work for everything. The price of getting into debt to start a trucking business can pay for itself. An owner operator can bring home $5k-$10k+ gross a week. I believe some debt is good, as long as it is well thought out.

amish

I started my own pool cleaning business in 2019. I was already a contractor as a pool guy. I would just get new customers, and slowly take on less from the other company. A year ago, I was finally full time in my own. The only loan I got was for a new truck. I didn't want to get a loan, but I didn't have time to have breakdowns and wait for a tow truck, and get rentals. It's half paid off now. I lost money in 2021 when inflation was bad. Only 1/3 of my income was taxable that year! It backed me up a bit, but I am getting caught up with the irs after getting behind that year.

truthtransistorradio

There’s a way to get money without taking out a loan. It’s called work.

CaseyBurnsInvesting

Start a business delivering pizzas and get a side hustle eating rice and beans

comacho

Calculate your profit margin!!! Thank you for this insight. I follow both Dave Ramsey and Dan Lok. Dan Lok is a great financial advisor as well and a very successful entrepreneur

annewick

I want to know more about how Ramsey got started on a card table?!

bradthomas

David I am a new subscriber listening to you sir where to I start with the whole financial issue I live paycheck to paycheck with a spender heart need help sir willing to listen just need advice sir

jacobhubble

Dirt Work: Sure, I could continue to rent a skid steer and trailer OR I could take out a long for my own. The loan payments are LESS than the rental payments. I also have my own equipment ready to go anytime. The rental may or may not be there.

**Sometimes** borrowing can make some sense.

Recovering_Californian