Term Life Vs Whole Life Insurance PROS & CONS Dissected

Whole life insurance explained! This video “Term Life Vs Whole Life Insurance Pros And Cons Dissected” goes through whole life insurance basics (such as cash value), whole life insurance benefits, whole life vs term life insurance pros and cons & when you should consider buying whole life vs. term life plus what to do if you can’t afford the expense of a whole life policy right now.

If, like many of our clients during the pandemic, you’ve been wondering - should I buy life insurance - then watch on. Buying whole life insurance is complicated so make sure you really understand the different types of life insurance policies.

And if you’re interested in learning more about life insurance & personal finance for beginners, don’t forget to subscribe!

0:00 Intro
1:33 What Is Whole Life
2:52 Whole Life Vs. Term Life Pros & Cons
9:53 Why Buy Whole Life
10:36 Important Considerations

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👉 What do you think of term life vs whole life? Let us know below!



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👉 POPULAR PLAYLISTS

[ThatNinjaVon]

I can tell this channel is going to blow up! Great information

[ninelr]

Hi Jennifer, great video. What do you think about product that combines whole life insurance with LTC (long term care ) insurance? I am in late 50th and looking into this type of insurances to secure my older age. Thanks!

[tinarhodes]

Can you do a video on flexible universal life? This is the most confusing of all policies. The part that is most confusing is that you dont get the acculmation account $ on top of the face value, why??

[stevenrichards]

Can you add money to your whole life policy an what would be the benefit by doing it

[bunniehoney]

My mom told me to buy whole life as a investment for my retirement.

[chrisstanley]

Jennifer, Would you recommend a 57 year old buy Whole Life?

[chrisklishis]

what are your thoughts on using whole life and the infinite banking concept

[mei]

Can you create a video for survivorship (second to die) insurance?

[BrianFuller_]

So here's the judgement call you obviously need to make: buy whole life or invest and insure your dependents yourself? I guess you can do both...

[patriciadiaz]

I got my whole life from MetLife when I was 23 years old for $60 a month . I’ve been able to keep it but you made it sound like your payments were so expensive and you don’t recommend whole life for young people .

[TheTS]

What are your thoughts on IUL vs. whole life?

[Republicusa]

If necessary buy term....invest the rest