Martin Lewis Explains How to Claim Pension Credit and the Winter Fuel Payment

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Martin Lewis explains who’s eligible for pension credit and how people can claim it.

Broadcast on 05/09/24

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I have two pensions. I would much rather have had a Roth 401k throughout my working lifetime. $500/month invested from 25 - 65 at 9% is $2.3mil. I hate my job but can't leave because of I won't get my state pension. What do you think about doing a 70/30 stocks bond ratio?

IamJonny-ov
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What I don't understand is MPs get the winter fuel allowance, get a free TV licence and also can claim heating on their second homes. Why has this not all been stopped?

witsend
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I am still upset that my hard earned state pension is called a benefit! Deeply insulting!

JamieW-ob
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Thank you Martin Lewis for the great work you do.

tacca
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My 79 yer old Uncle has a small navy pension of £120 per month.. This disqualifies him from pension credits.. He lives in an old farm cottage in a remote area, the whole house relies on coal or wood for heating/cooking/ .. Coal is now £30 a bag which lasts him four days in winter.. He is using peat imported from Poland at the moment as its cheaper than coal! but doesn’t heat the house as well as coal.. He is still doing odd jobs for farmers and locals but at 79 he cannot continue with physical work much longer.. He doesn’t want to leave his home nor the people he knows but if fuel goes up in price and he doesn’t receive heating allowance he will have to.. He is a proud man who has never asked for anything and I know the thought of what will happen to him this winter is really distressing him.. I am beyond angry at Labour’s cruel and heartless decision to make pensioners like my Uncle suffer through no fault of their own and know at their age there is very little they can do to help themselves.. It’s truly unforgivable🤬

thealchemistdaughter
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My state pension is £221 a week... The threshold for pension credit is £218.. if you receive the new state pension, , you CANNOT get pension credit.. i worked all my life.. got all my national insurance stamps.. i should just have gone on the dole. I worked till I was 66 .

margarethampson
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Why have I worked from 15 to 68 put all stamps on and more to be penalised because I’ve worked.

lindawhittle
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Keir Starmer - get rid of standing charges on Utilites Bills for all pensioners

gordonhancock
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Disgraceful how Labour treats its own people. It's definitely not the old Labour party we all remember.

Verilyisayuntoyou
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Why can't you understand just a few pounds over the limit, we can't get it because we paid a private pension, now we are just over the limit, still pay tax on it, those who get it get to pay for nothing, while we pay for everything teeth glasses, etc may be we shouldn't have . Disgusting.

kaythacker
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My grandmother died of hyperthermia under Heath. I can't believe I'm at risk of the same, but UNDER LABOUR. There is no hope. 😢

jillybe
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The trouble is that for many pensioners the humiliation and the bureaucracy put us off claiming. Back to the begging bowl again as happened with our parents years ago. Even Martin’s rule of thumb is off-putting. He says himself it’s complicated. And I’m afraid it’s not quite as simple as ‘pop online’, and can you imagine how difficult it will be to ‘talk to someone’. Leave us be please. We’re tired. We’re old. We’re fed up and badly let down.

missmerrily
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People who have medical equipment running 24/7 in their homes need an allowance as well. We have a hospital bed and hoist running non stop .

biorbfan
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Thank you Martin for continuous awareness of claiming pension credit.

aderemiadeeko
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I contacted the winter fuel folks and the lady laughed and said sorry your a few pence over ...glad it was a joke to her x

katiedakin
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WHY CANT MPs TAKE A WAGE CUT ALSO STOP FOREIGN AID PLUS STOP THE BOATS THAT WOULD SAVE BILLIONS A YEAR

andrewhubbard
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Those claiming pension credit are not the poorest pensioners. Their low income is topped up to £218 (the basic state pension is £221). They also get their council tax paid, housing benefit if they rent, free tv licence, free dental care, warm home discount, cold weather payment and now winter fuel allowance. It’s pensioners who are just above the pension credit limit who get no additional help.

patpat
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FFS UK has freezing Winters with bitter cold winds!!! The government is killing off the elderly with hypothermia... smh

mariadange
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The DWP knows who is entitled to pension credit. Just add it to their pension. But the government is happy to save money. I did the pension credit form for my mum. It takes 10 minutes, I urge people to help their parent out as most OAP are not internet savy.

matthewjones
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Unfortunately the elderly who are entitled can’t fill out the paperwork

butlerpa