What You Need to Know About Medicaid and the Unwinding Period

The continuous enrollment condition ended on March 31, 2023, and states are now required to resume regular eligibility and enrollment operations for Medicaid and the Children’s Health Insurance Program (CHIP), including renewals and coverage terminations. It is estimated that 15 million people could lose Medicaid or CHIP coverage and may be eligible for coverage through the Federally-facilitated Marketplace (FFM). As an agent or broker, you play an important role in connecting consumers with Marketplace health insurance during these transitions. You can also use this opportunity to grow your book of business or gain referrals and connections. This video provides an overview of what the unwinding process is and resources that are available to help you assist consumers.

While most states initially anticipated completing unwinding-related renewals by mid-2024, many states are expected to extend their unwinding timelines for several additional months. In light of this, CMS announced on March 28, 2024 that the Unwinding SEP end date will be extended to November 30, 2024. For additional information, refer to this guidance from CMS.

Additional Resources:

• Enter false or dummy addresses in place of a consumer's email or mailing address.
• Enter an agent or broker's own professional or company email or mailing address on a consumer's application.
• Share Marketplace credentials.”