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Cheap Homeowners Insurance In North Carolina - Best Price
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Cheap Homeowners Insurance In North Carolina - Save The Most Money
The best North Carolina homeowners insurance for different scenarios
Dozens of factors affect what you pay for homeowners insurance, ranging from the age of your house to the state of your credit. Here are the most affordable home insurance options for a few common scenarios.
The best homeowners insurance in North Carolina for those with poor credit
Studies have shown that homeowners with poor credit are more likely to file a claim than those with good credit. That’s why many insurers use credit-based insurance scores — which are similar to but not identical to traditional credit scores — to help set homeowners insurance rates. If you have poor credit, you’ll likely pay more.
What to know about North Carolina homeowners insurance
North Carolina is vulnerable to several types of natural disasters. Here’s what you should know to make sure your home is covered.
Hurricanes and tropical storms
North Carolina is one of the U.S. states most frequently hit by hurricanes. These tropical storms can cause both wind and flood damage, and a standard homeowners policy may not cover you completely — or at all.
Tornadoes
Tornadoes can strike any part of North Carolina but are most common in the eastern part of the state. They often form in conjunction with strong thunderstorms or hurricanes.
Winter storms
North Carolina may not see winters as harsh as those in more northerly states, but it does get some ice and snow. Many types of winter storm damage are covered by a standard homeowners policy. For example, if a pipe freezes and bursts, or a heavy snowfall knocks a tree onto your roof, you’ll usually be covered.
How to get the best home insurance
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