Low Income Spending Analysis | July 2024 | Couple Budgeting

Hi! In this video, we judge our spending based on the popular 50/30/20 method. Our needs are high compared to our income, so we aren't even close, but we're still moving in the right direction. Thanks for watching!

What we use:
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Caleb Hammer's budget course ($147 as of 4/28/2024)

All sheets branded as "TBM" are from The Budget Mom's printable workbook. We have the 2021 version, but the current one doesn't look much different.

We got the zero based budget worksheet (for free) from Vertex42.

For savings and debt trackers, we're using Heidi Ifland Nash's book "Money Games: Debt Freedom for Couples", which can be found on Amazon or through her website (links below). She also has a bunch of free trackers on her website!

The $500 card challenge is a free download you can get at the link below.

Disclaimer: None of this is official financial advice. We're just trying to make it through the year.

[taylergoettle]

If you’ve heard this before I apologize but I’ve heard a few times how a line in a finger nail/toe nail like that can indicate some form of cancer. Just be careful and I apologize if someone’s said that before just always sticks with me