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What is Uninsured or Underinsured Motorist Coverage
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Over 40% of the drivers on the road today are either uninsured or have state minimum liability coverage.
In the State of New York your Uninsured and Underinsured Motorist Liability Coverage helps protect you and your passengers in the event you are hurt in an accident by one of those uninsured or an insured with low liability coverage.
If you are out of work, need to collect pain and suffering and the party responsible for the accident doesn't have enough or no coverage at all. You can collect on your own insurance policy.
Make sure your supplemental uninsured motorist coverage is at a high limit matching your bodily injury liability coverage.
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